Process
How FR44 works end to end — quoting, filing, checking status, and switching carriers.
9 answers
Want the full write-up? What is FR-44? — full guide
Can I switch FR44 carriers to save money?
Yes. You can switch. The order is the whole…
What is FR44 insurance in Florida?
An FR44 is not the insurance policy. It is a certificate of financial responsibility that your insurance company files electronically with the Florida…
What do I need before you can quote Florida FR44?
You need less than people think. Your driver's license number, your Florida zip, the DUI or the notice language, and whether a vehicle is in your name. If…
How do I check my FR44 status in Florida?
You can check FR44 status on the Florida DHSMV site with your license number. That is the state's record, and that is the record that decides whether you…
My car is financed. Do I need an owner FR44?
If the car is financed and it is in your name, you need an owner FR44, not a non-owner…
My insurer cancelled me and DHSMV took my tag. How do I get FR44 and my tag back?
Turning in the tag does not end the FR44 requirement. It just means you may not have a vehicle to insure right…
I have a Florida license but live in Arizona where I got a DUI. Does Florida still require FR44?
Florida FR44 is for a Florida DUI requirement. An Arizona DUI is a different state's problem, and Arizona uses SR22 when they want a…
Where do I find my Florida DUI or traffic case number?
There are two different numbers people mean by this, and it is worth knowing which one you…
Do insurance companies check my credit for an FR44 quote?
No. An FR44 quote uses a soft pull. It shows up on your end but does not affect your credit…
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