FR-44 vs SR-22 Insurance in Florida

MyFloridaFR44 is a licensed Florida insurance agency (License #L091747) specializing in FR-44 and SR-22 insurance certificates. Understanding which one you need is critical — filing the wrong certificate can delay your license reinstatement.

Feature FR-44 (Florida) SR-22 (Other States)
Used InFlorida onlyMost other states
Bodily Injury$100K/$300K$25K/$50K typical
Property Damage$50,000$10K-$25K typical
Triggered ByDUI/DWI convictionVarious violations
Duration3 yearsVaries by state

If You Got a DUI in Florida, You Need FR-44

The Florida DHSMV requires FR-44 — not SR-22 — for DUI and DWI convictions in Florida. SR-22 will not satisfy the state's requirement and will not get your license reinstated. If someone told you SR-22 is fine, they're wrong. Call us and we'll get you the right certificate same-day.

Need SR-22 Instead?

If you're in another state or have a non-DUI situation in Florida requiring SR-22, visit SR22Coverage.com — our sister agency handles SR-22 filings across all states.

Frequently Asked Questions

FR-44 is Florida-specific and requires higher liability limits ($100K/$300K bodily injury). SR-22 is used in most other states with lower required limits. Florida DUI convictions require FR-44, not SR-22.

If you were convicted of DUI or DWI in Florida, you need an FR-44. SR-22 is for other states or non-DUI situations.

FR-44 policies typically cost more because they require higher liability limits. However, we shop 15+ carriers to find your lowest possible rate — starting from $14/month.

Get Your FR-44 Filed Today

Same-day electronic filing. Monthly payments from $14/mo. 15+ carriers compared.

Get FR-44 Owner Quote → Non-Owner Quote