MyFloridaFR44 (License #L091747) shops 15+ Florida insurance carriers to find you the absolute lowest FR-44 rate. Owner policies start from $14/month with monthly payment plans available.
Why FR-44 Rates Vary So Much
FR-44 insurance premiums vary based on your specific DUI conviction date, your driving history, your age, and your location in Florida. The same driver can get quotes ranging from $14/month to $120/month depending on which carrier is checked. This is exactly why comparing all 15+ carriers matters.
Cheapest FR-44 Options by Category
- Non-owner policy (no car): Typically lowest — from $14/month
- Owner policy (have a car): Varies more — from $25-$60/month
- Multiple vehicles: May need each covered — shop carriers carefully
Carriers We Shop for Cheapest FR-44
Progressive, Dairyland, The General, Bristol West, Gainsco, Infinity, National General, Mendota, Suncoast, AssureStart, Foremost, and more. We compare all of them in one call.
Frequently Asked Questions
The cheapest FR-44 insurance in Florida depends on your driving record, location, and whether you own a car. Non-owner policies start around $14/month. We shop 15+ carriers to find your lowest rate.
Choose a non-owner policy if you don't have a car, pay on time to avoid lapses, maintain a clean record going forward, and let us compare all 15+ carriers for your situation.
FR-44 requires significantly higher liability limits ($100K/$300K) than standard Florida insurance minimums, which makes premiums higher. However, we find the cheapest carrier for your specific situation.
Get Your FR-44 Filed Today
Same-day electronic filing. Monthly payments from $14/mo. 15+ carriers compared.
Get FR-44 Owner Quote → Non-Owner Quote