After a DUI conviction in Florida, you don't just need insurance — you need a specific type called FR-44. MyFloridaFR44 (License #L091747) files FR-44 certificates with the DHSMV same-day. Most clients are on the road within 24-48 hours of calling.
What Makes DUI Insurance Different
Florida requires DUI convicts to carry dramatically higher liability limits than regular drivers: $100,000/$300,000 bodily injury and $50,000 property damage. Your insurance carrier files a certificate (FR-44) with DHSMV confirming you have this coverage.
How Long Will You Pay DUI Insurance Rates?
You must maintain FR-44 for 3 years from license reinstatement. After that, you can drop back to standard coverage — though your rates may still be elevated for 5-7 years depending on the carrier.
DUI Insurance Costs in Florida
DUI insurance (FR-44) in Florida starts around $14-$25/month for non-owners and $25-$80/month for vehicle owners. Rates depend on your specific DUI circumstances, driving history, age, and location in Florida.
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