Do I still have to pay FR44 or SR22 when I don't have a car for a period of time?

If the state still wants the certificate, not having a car does not pause the clock.

We've talked to people who sold the vehicle, cancelled the policy, and then got a lapse notice. The DMV is watching the filing, not whether a car is in the driveway. Non-owner coverage is how you keep FR44 or SR22 in force without insuring a specific vehicle.

Florida DUI is FR44 at 100/300/50. Other SR22 states use SR22. Do not buy the cheaper letter if your notice says FR44.

We shop 15+ carriers for the non-owner policy, then we file electronically the same day you purchase. Filing same day is not a promise your license prints that day. Cost varies. We will not invent a monthly premium.