Cost

Can I add comprehensive and collision to an FR44 policy?

Yes, on an owner FR44. The state is requiring 100/300/50 liability. Comprehensive and collision are extra coverages on your vehicle, and a lender or a lease company often wants them.

Non-owner FR44 will not do that job, because there is no vehicle on the policy to buy physical damage on. If the car is financed and titled to you, you are in owner territory. We've talked to people who bought non-owner to save money, then got a letter from the lienholder. That is a mismatch, not a bargain.

Cost varies. Full coverage after a DUI is not cheap, and we will not invent a monthly number. We shop 15+ carriers, show you liability only versus full coverage, and file the FR44 electronically the same day you purchase.

Still need an answer for your own case?

Every FR44 situation has details a page can't cover. Tell us yours and we'll shop it across our carriers and file the same day you buy.