Can I get a non-owner FR44 if an ignition interlock is required but I do not own a vehicle?
You can get the FR44 side handled without owning a car. The interlock side is where it gets hard, and you should know that before you plan around it.
First, the insurance. The FR44 filing and the interlock requirement are two separate things. The FR44 proves you carry 100/300/50 liability; the interlock is a device requirement on your driving privilege. They run side by side after a Florida DUI but are entirely independent, and a non-owner FR44 is a normal filing regardless of what device requirement you are under.
Now the part people get wrong. Florida does not exempt you from the interlock just because you do not own a vehicle. To reinstate, the device has to be installed in a vehicle you own or routinely operate. There is no reinstatement provision for a driver who owns and operates nothing — not owning a car does not remove the requirement, it just leaves you with nowhere to install the device.
There are two narrow exceptions. If you drive an employer's vehicle for work, hold a valid license with the P restriction, and have written permission from that employer, you may operate the employer's vehicle for job-related purposes without the device on it. And a documented medical condition that would stop the device functioning normally may be considered for a waiver.
So the practical answer is: buy the non-owner FR44 so the insurance requirement is satisfied and your filing is on record, and work the interlock question out with the DHSMV and an interlock provider, because that is a licensing question and not an insurance one. We can do the first part today.
Sources: FLHSMV Ignition Interlock FAQ, Fla. Stat. § 316.1937.
