Effective date: July 29, 2026
These terms and conditions govern your use of MyFloridaFR44.com, operated by FR44 & SR22 Experts, LLC ("we," "us," or "our"). By accessing or using this website, you agree to be bound by these terms. If you do not agree, please do not use the site.
FR44 & SR22 Experts, LLC is a licensed insurance agency. Our licensed agent, Samuel Ridgeway (MO License #PR333723, NPN #17260454), helps Florida drivers obtain FR44 and SR22 insurance filings through the insurance carriers we represent. We are not an insurance carrier; we are an independent agency that shops multiple carriers on your behalf.
This website provides information about FR44 and SR22 insurance requirements in Florida and allows you to request insurance quotes. When you submit a quote request, we use the information you provide to obtain quotes from the insurance carriers we work with. We then present your options and, if you choose to proceed, help you bind coverage and complete your FR44 or SR22 filing with the Florida Department of Highway Safety and Motor Vehicles (FLHSMV).
The information on this site is for general informational purposes and does not constitute an offer, contract, or guarantee of insurance coverage. Insurance availability, eligibility, and pricing depend on your individual circumstances and the underwriting guidelines of each carrier. Quotes are estimates and may change based on the information provided during the application process.
You agree to provide accurate and complete information when requesting a quote or applying for coverage. Providing false or misleading information may result in denial of coverage, cancellation of a policy, or denial of a claim. You are responsible for reviewing your policy documents and contacting us with any questions about your coverage.
All content on this website, including text, graphics, logos, and page design, is the property of FR44 & SR22 Experts, LLC or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our written permission.
This site may contain links to third-party websites, including insurance carrier sites and government agencies. We provide these links for your convenience and are not responsible for the content, accuracy, or practices of linked sites.
To the fullest extent permitted by law, FR44 & SR22 Experts, LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or the services described on it. Our total liability for any claim related to this site shall not exceed the amount you paid us, if any, in the 12 months preceding the claim.
This website and its content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components. While we strive to keep information current and accurate, we do not guarantee the completeness or accuracy of any content on the site.
Your use of this site is also governed by our Privacy Policy, which describes how we collect, use, and protect your information.
These terms are governed by the laws of the State of Missouri. Any disputes arising from your use of this site or our services shall be resolved in the courts of St. Louis County, Missouri.
We may update these terms from time to time. The effective date above reflects the most recent revision. Continued use of the site after changes are posted constitutes acceptance of the updated terms.
FR44 & SR22 Experts, LLC
Wildwood, MO 63038
Phone: (855) 678-6977
Website: https://myfloridafr44.com