If you received a DUI in Collier County and need FR44 insurance to reinstate your Florida driver’s license, here is everything you need to know — requirements, costs, and how to get filed today.

FR44 Requirements in Collier County

• Bodily injury liability: $100,000 per person / $300,000 per accident
• Property damage liability: $50,000
• Duration: 3 years continuous from the date of license reinstatement
• Filing: Electronic submission to DHSMV — we handle this directly

FR44 Cost in Collier County (2026)

Policy Type	Typical Monthly Cost
Non-owner FR44 (no vehicle)	$18–$40/month
Owner FR44 (sedan/SUV)	$100–240

Local note: The 20th Judicial Circuit covers Collier, Charlotte, Glades, Hendry, and Lee counties.

DUI Processing in Collier County

Collier County DUI cases are processed through the 20th Judicial Circuit Court. The county seat is Naples. Regardless of which agency made the arrest — Collier County Sheriff’s Office, municipal police, or Florida Highway Patrol — your FR44 requirement is processed through DHSMV statewide, not through the county courthouse.

Collier County includes Naples and Marco Island. Higher vehicle values in the area mean higher insurance baseline rates.

Non-Owner FR44 in Collier County

If you do not own a vehicle, a non-owner FR44 policy is your most cost-effective option. It satisfies the DHSMV filing requirement, costs $18–$40/month, and can be purchased fully remotely.

Frequently Asked Questions

How long do I need FR44 in Collier County?
3 years from the date of license reinstatement. The clock starts at reinstatement, not at the DUI arrest or conviction date.

Can I get FR44 insurance in Collier County the same day?
Yes. We file electronically with DHSMV. Most filings confirmed same business day.