FR44 Insurance Seminole County Florida
If you received a DUI in Seminole County and need FR44 insurance to reinstate your Florida driver’s license, here is everything you need to know — requirements, costs, and how to get filed today.
FR44 Requirements in Seminole County
- Bodily injury liability: $100,000 per person / $300,000 per accident
- Property damage liability: $50,000
- Duration: 3 years continuous from the date of license reinstatement
- Filing: Electronic submission to DHSMV — we handle this directly
FR44 Cost in Seminole County (2026)
| Policy Type | Typical Monthly Cost |
|---|---|
| Non-owner FR44 (no vehicle) | $18–$40/month |
| Owner FR44 (sedan/SUV) | $100–235 |
Local note: The 18th Judicial Circuit covers Seminole and Brevard counties.
DUI Processing in Seminole County
Seminole County DUI cases are processed through the 18th Judicial Circuit Court. The county seat is Sanford. Regardless of which agency made the arrest — Seminole County Sheriff’s Office, municipal police, or Florida Highway Patrol — your FR44 requirement is processed through DHSMV statewide, not through the county courthouse.
Seminole County is densely populated and adjacent to Orange County (Orlando). I-4 and SR-434 are active enforcement corridors.
Non-Owner FR44 in Seminole County
If you do not own a vehicle, a non-owner FR44 policy is your most cost-effective option. It satisfies the DHSMV filing requirement, costs $18–$40/month, and can be purchased fully remotely.
Frequently Asked Questions
How long do I need FR44 in Seminole County?
3 years from the date of license reinstatement. The clock starts at reinstatement, not at the DUI arrest or conviction date.
Can I get FR44 insurance in Seminole County the same day?
Yes. We file electronically with DHSMV. Most filings confirmed same business day.