FR44 Insurance Escambia County Florida

If you received a DUI in Escambia County and need FR44 insurance to reinstate your Florida driver’s license, here is everything you need to know — requirements, costs, and how to get filed today.

FR44 Requirements in Escambia County

  • Bodily injury liability: $100,000 per person / $300,000 per accident
  • Property damage liability: $50,000
  • Duration: 3 years continuous from the date of license reinstatement
  • Filing: Electronic submission to DHSMV — we handle this directly

FR44 Cost in Escambia County (2026)

Policy TypeTypical Monthly Cost
Non-owner FR44 (no vehicle)$18–$40/month
Owner FR44 (sedan/SUV)$88–200

Local note: The 1st Judicial Circuit covers Escambia, Okaloosa, Santa Rosa, and Walton counties.

DUI Processing in Escambia County

Escambia County DUI cases are processed through the 1st Judicial Circuit Court. The county seat is Pensacola. Regardless of which agency made the arrest — Escambia County Sheriff’s Office, municipal police, or Florida Highway Patrol — your FR44 requirement is processed through DHSMV statewide, not through the county courthouse.

Escambia County is in the Florida Panhandle and includes Pensacola. Proximity to Alabama means some cases involve out-of-state license considerations.

Non-Owner FR44 in Escambia County

If you do not own a vehicle, a non-owner FR44 policy is your most cost-effective option. It satisfies the DHSMV filing requirement, costs $18–$40/month, and can be purchased fully remotely.

Frequently Asked Questions

How long do I need FR44 in Escambia County?
3 years from the date of license reinstatement. The clock starts at reinstatement, not at the DUI arrest or conviction date.

Can I get FR44 insurance in Escambia County the same day?
Yes. We file electronically with DHSMV. Most filings confirmed same business day.