Florida's FR44 specialists. We shop 15+ carriers to find your lowest rate.
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"Got my FR44 filed the same day I called. The process was so much easier than I expected."
— Jennifer M., Miami, FL
Not much, honestly. We need your name, date of birth, zip code, and a rough idea of your driving situation — DUI conviction date, whether you own a vehicle, and if there’s anything else on your record.
That’s it. We don’t need your social security number to quote you… we don’t need payment upfront… and it takes about ten minutes. We shop your information across 15+ carriers and come back with your actual options and real numbers — not an internet estimate.
Give us a call at (855) 678-6977 or fill out the form above… either way, you’ll know exactly what you’re looking at before you spend a dime.
No. Insurance quotes use what’s called a “soft pull” — it shows up on your end but doesn’t affect your credit score at all. Lenders and credit agencies don’t even see it. So there’s no downside to getting your number… the only risk is not knowing what you’re dealing with.
Over the phone… about ten minutes. We collect your basic information, run it through our carrier panel, and give you your options on the same call. If you want to bind the policy right then, we can file your FR44 with the DHSMV the same day.
An FR44 is a certificate of financial responsibility filed with the DMV by your insurance company. It proves you carry the state-required minimum liability coverage. It’s typically required after a DUI, driving without insurance, or certain traffic violations.
In most cases, we can have your FR44 filed with the Florida DMV the same day. Once you choose a policy, your carrier electronically submits the filing — no paperwork on your end.
No. If you don’t own a vehicle, you can get a non-owner FR44 policy. This satisfies the state filing requirement and is typically less expensive than an owner policy.
No. One FR44 policy covers you as the driver — you can add multiple vehicles to the same policy. The FR44 certificate is tied to your name and license, not to a single vehicle.
If you own more than one vehicle, let us know when you call for a quote. We’ll make sure every vehicle is listed on the policy so there’s no gap in coverage.
Need your FR44 filed right now? We specialize in urgent and emergency FR44 filings for Florida drivers. Our licensed agents provide instant electronic filing directly with the Florida DMV — no waiting days or weeks. Whether you need a quick FR44 to reinstate your license or same-day proof of coverage, we handle everything. Most filings are completed the same business day. Call now and get back on the road today.
Don't own a vehicle? You can still get FR44 insurance. A non-owner FR44 policy (also called a non-driver certificate) fulfills Florida's filing requirement without a car on the policy. This is typically the most affordable option. Whether you borrow vehicles, use rideshare, or plan to buy a car later, non-owner FR44 keeps your license valid and your record clear. We shop 15+ carriers to find you the lowest non-owner rate.
FR44 insurance in Florida varies based on your driving record, vehicle, and coverage needs. Rates vary by driver, vehicle, and coverage type — non-owner policies are typically the most affordable option. Whether there's an SR22/FR44 filing fee — and how much — is set by your insurance carrier. Some include the filing at no extra charge; others charge a small one-time fee. We'll tell you exactly what your carrier charges before you buy. We shop over 15 insurance carriers to find the most affordable rate for your situation — and your quote is completely free with no obligation.
We've been filing FR44 insurance in Florida for over 10 years. Unlike big-box insurers, FR44 is all we do. Our licensed Florida agents handle thousands of filings every year. We file electronically with the DMV the same day, provide instant proof of coverage, and your personal information is never sold to third parties. Veteran-owned, Florida-based, and trusted by thousands of drivers across the state.
