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Non-Owner Florida FR44 vs. Owner Florida FR44

A Florida FR44 Non-Owner policy is also called a Named-Operator Liability Policy. This insures you, the driver, for any vehicle you may be operating; which you don’t own. They function as secondary coverage with the 100/300/50 requirements as mandated by the State of Florida. In order to make a claim on a Non-Owner policy, you must have exhausted the coverage from the primary insurance on that vehicle. It should be noted that a Cheap Florida FR44 Non-Owner Policy will not offer Collision or Comprehensive Coverage on the vehicle. Generally, you’ll find that a Non-Owner policy is FAR CHEAPER than an Owner policy. If you don’t own a vehicle, or if you aren’t going to drive your vehicle, a Non-Owner Florida FR44 is the way to go.

A Florida FR44 Owner policy will cover everything a Non-Owner policy covers, but it adds coverage for your vehicle as well. You can choose to add Full Coverage to your policy or you can keep the policy with Liability Only. If you’re financing your vehicle you’re going to want to carry full coverage (in fact your financing contract probably states that you have to). Many times, if you need an ignition interlock device, the Interlock Company will require proof of an FR44 Insurance Policy before they’ll perform the installation.

Why Work With Florida FR44 Experts?

If you’re looking for a Cheap Florida FR44… we’re your company. Dont limit your search to fr 44 progressive vs geico Florida.We offer the Best Florida FR44 insurance policies at the Cheapest Owner and Non-Owner prices. You’ll find Free Advice, Free Quotes, and we have the Fastest Filing! We offer Florida FR44 Non-Owner Policies as well as the Cheapest FR44 Owner Policies.

FR44 & SR22 Insurance Experts Specialize in Cheap Florida FR44 insurance products. With thousands of policies sold we have the  experience, and customer support to find you the right Florida FR44 Insurance at the lowest price. As Insurance Brokers, we’re not tied to any specific company such as representatives from GEICO and Progressive. Our objective is to find the right product that matches your legal requirements and budget. FR44 & SR22 Insurance Experts routinely find Cheap Florida FR44 Insurance policies that are thousands of dollars less than competing quotes; especially from companies you see advertised in the mainstream media like GEICO and Progressive… simply by shopping the market at the time of purchase. Let FR44 Experts find you the lowest price on your today! Call Now or enter your information into our Quoting Engine!

We work with all cities in Florida including Boca Raton, Bradenton, Cape Coral, Celebration, Clearwater, Delray Beach, Fort Lauderdale, Fort Myers, Gainesville, Hialeah, Hollywood, Jacksonville, Kissimmee, Melbourne, Naples, Ocala, Orlando, Pensacola, Pompano Beach, Port Charlotte, Port Richey, New Port Richey, Port St. Lucie, Seminole, Saint Petersburg, Tampa, Tarpon Springs, West Palm Beach, Winter Haven… and More!

FR44 & SR22 Insurance Experts quote the following products: Florida FR44, Virginia FR44, Colorado SR22, Florida SR22, Illinois SR22, Indiana SR22, Indiana SR50, Ohio SR22, Oregon SR22, South Carolina SR22, Tenessee SR22, Texas SR22, Virginia SR22, Washington SR22, and Georgia SR22A. We provide far more options than other insurance companies like GEICO and Progressive.

While we shop MANY companies to find the Cheapest FR44 Prices available, be careful to not shop on price alone. You’re going to want an agent/agency that’s familiar with the system so your policy is properly submitted and acknowledged by the DMV. Name Brand Companies like GEICO and Progressive generally charge far more because they’re not looking for High Risk Drivers, which is what a Cheap FR44 Policy is. We sell thousands of SR22’s and FR44’s every year, which makes us experts in this market. Improperly submitted paperwork is often an issue with lesser experienced agencies. This can cause you to owe additional fees, incur a longer suspension duration, and/or other unwanted repercussions. Experience is critical!

The Florida Uniform Financial Responsibility Certificate FR44 is required for three years unless a judge determines differently. There are no driving restrictions associated with the Florida FR44 form, but the court may limit your driving based on the offense. The addition of the Florida FR44 is only $15 but the increase in your auto insurance will be due to the DUI you received. Once you’ve fulfilled your FR44 requirement, that’s when you’ll want to call companies like GEICO and Progressive for “Regular” insurance products.

For additional information regarding Florida FR44 insurance, view the Florida DMV’s website.

Florida FR44

Your Agency was 1/4 of the price that everyone else had quoted. I saved over $3,000 a year!!!

Jamie B. - Orlando, FL.


FR44 & SR22 Insurance Experts made buying and filing my policy quick and easy! 

Anna T. - Lakeland, FL


FR44 & SR22 Insurance Experts get an A+ in my book. The whole process took less than 10 minutes from start to finish.

Mark G. - Orlando, FL


You had all the best carriers and prices for my Florida FR44 Insurance Policy. My agent was extremely knowledgeable about the product and regulations. I was back on the road quickly! 

Tammy R. - Tampa, FL



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