Florida FR-44 insurance is a mandatory certificate of financial responsibility for drivers convicted of DUI or DWI in Florida. MyFloridaFR44 (License #L091747) is Florida's specialist — filing FR-44 certificates electronically with the DHSMV the same day you purchase your policy.
What FR-44 Insurance Covers
FR-44 requires you to carry: $100,000 per person / $300,000 per accident in bodily injury liability, and $50,000 in property damage liability. These are the minimum limits — you can carry more, but not less.
How the FR-44 Filing Process Works
- You call us or fill out the online form (30 seconds)
- We compare 15+ carriers and present your best option
- You purchase your policy
- We file your FR-44 certificate electronically with DHSMV — same day
- DHSMV processes your reinstatement (typically 1-3 business days)
- You're legal to drive again
FR-44 vs Regular Auto Insurance
Standard Florida minimum liability is $10,000/$20,000 bodily injury. FR-44 requires 5-15x that amount. This is why FR-44 policies cost more than standard coverage — but we find the cheapest carrier for your situation.
Get Your FR-44 Filed Today
Same-day electronic filing. Monthly payments from $14/mo. 15+ carriers compared.
Get FR-44 Owner Quote → Non-Owner Quote