If you own a vehicle in Florida and have a DUI conviction, you need FR-44 auto insurance — a policy with required $100K/$300K liability limits plus an FR-44 certificate filed with DHSMV. MyFloridaFR44 (License #L091747) shops 15+ carriers to find your lowest monthly rate.
FR-44 Auto Insurance Requirements for Vehicle Owners
- $100,000 per person bodily injury liability
- $300,000 per accident bodily injury liability
- $50,000 property damage liability
- FR-44 certificate filed with DHSMV (we do this same-day)
- All owned vehicles must be listed
Owner vs Non-Owner FR-44
If you own a vehicle, you need an owner policy — a non-owner policy won't satisfy the requirement if you have a car registered to you. Owner policies cover your specific vehicle(s) and are required even if you're not currently driving them.
What Affects Your FR-44 Auto Insurance Rate
- Your vehicle (year, make, model)
- Your driving history beyond the DUI
- Your age and location in Florida
- Which carrier we place you with
Get Your FR-44 Filed Today
Same-day electronic filing. Monthly payments from $14/mo. 15+ carriers compared.
Get FR-44 Owner Quote → Non-Owner Quote