Putnam County — home to Palatka and Crescent City on the St. Johns River — processes DUI cases through the 7th Judicial Circuit. FR44 requirements are standard across all Florida counties.

• Required coverage: $100,000/$300,000 BI + $50,000 PD
• Duration: 3 years continuous from license reinstatement
• Non-owner FR44: $18–$36/month (rural, lower-cost market)
• Owner FR44: $85–$190/month
• Court: 7th Judicial Circuit (Putnam, St. Johns, Flagler, Volusia)

Putnam County is a rural, primarily agricultural county in Northeast Florida. Rates are on the lower end for Florida due to the rural risk profile. US-17, SR-19, and SR-20 are the primary enforcement corridors. The Palatka area sees active DUI enforcement particularly around the St. Johns River boat launch and fishing areas.

Frequently Asked Questions

How long do I need FR44 in Putnam County?
3 years from the date of license reinstatement.

Can I get FR44 in Putnam County same day?
Yes — electronic filing to DHSMV, confirmed same business day.