FR44 Insurance Hernando County Florida (Spring Hill, Brooksville)
Hernando County — home to Spring Hill and Brooksville on Florida’s Nature Coast — processes DUI cases through the 5th Judicial Circuit. FR44 requirements are consistent with all Florida counties.
- Required coverage: $100,000/$300,000 BI + $50,000 PD
- Duration: 3 years continuous from license reinstatement
- Non-owner FR44: $18–$38/month
- Owner FR44: $88–$200/month
- Court: 5th Judicial Circuit (Hernando, Citrus, Marion, Lake, Levy)
Hernando County is a fast-growing suburban/exurban county north of Tampa. Spring Hill is one of Florida’s largest unincorporated communities. US-19 and SR-50 are active enforcement corridors. Insurance rates are mid-range for the Tampa Bay metro area — lower than Hillsborough but higher than rural north Florida counties.
Frequently Asked Questions
How long do I need FR44 in Hernando County?
3 years from the date of license reinstatement.
Can I get FR44 in Hernando County same day?
Yes — electronic DHSMV filing same business day.