FR44 Insurance Palm Beach County: What West Palm Beach DUI Drivers Need to Know
Palm Beach County — Florida’s third-largest county by population, home to West Palm Beach, Boca Raton, Delray Beach, and Palm Beach Gardens — is one of South Florida’s major FR44 markets. Here’s what DUI drivers in Palm Beach County need to know about FR44 requirements, costs, and the reinstatement process.
FR44 Requirements in Palm Beach County
| Requirement | Amount |
|---|---|
| Bodily Injury Per Person | $100,000 |
| Bodily Injury Per Accident | $300,000 |
| Property Damage | $50,000 |
| Duration | 3 years from license reinstatement |
| Judicial Circuit | 15th Judicial Circuit |
FR44 Annual Cost Ranges in Palm Beach County
| Policy Type | Typical Annual Range | Monthly Estimate |
|---|---|---|
| Owner policy — minimum coverage | $1,600-$2,700 | $133-$225 |
| Non-owner FR44 | $480-$810 | $40-$68 |
Palm Beach County rates are typically 15-25% lower than Miami-Dade and Broward, reflecting somewhat lower traffic density and litigation frequency in the northern part of the county. Boca Raton and Palm Beach Gardens tend to be higher within the county; Belle Glade and Pahokee lower.
Palm Beach County Cities We Serve
We file FR44 for drivers throughout all of Palm Beach County:
- West Palm Beach, Boca Raton, Delray Beach, Boynton Beach
- Palm Beach Gardens, Lake Worth, Wellington, Jupiter
- Riviera Beach, Royal Palm Beach, Greenacres, Lantana
- Pahokee, Belle Glade, South Bay, Lake Park
- Palm Beach, North Palm Beach, Juno Beach, Tequesta
- All unincorporated Palm Beach County communities
Palm Beach County DUI Process
DUI cases in Palm Beach County are handled by the 15th Judicial Circuit Court in West Palm Beach. Palm Beach County’s State Attorney’s Office processes a significant DUI caseload. The administrative FLHSMV steps (10-day window, hardship license eligibility, FR44 filing) are the same statewide — only the criminal court timeline varies by county.
Glades Region Drivers (Belle Glade, Pahokee, South Bay)
The western Glades communities of Palm Beach County — Belle Glade, Pahokee, South Bay — have distinct insurance market dynamics. These agricultural communities tend to have lower base rates but limited carrier options in the non-standard market. Non-owner FR44 is particularly common here, as many workers rely on shared transportation. We serve the entire county including the Glades region.
Non-Owner FR44 in Palm Beach County
Whether you’re in Palm Beach Gardens commuting by car or in Belle Glade without a personal vehicle, non-owner FR44 satisfies the Florida requirement at $40-68/month — far less than insuring a vehicle you don’t own. Same-day electronic filing with FLHSMV.
Get FR44 Filed Today — Palm Beach County
We specialize in South Florida FR44 and find the lowest rate available across 15+ carriers for Palm Beach County drivers. Call (407) 506-4611 — same-day filing, bilingual service available, Se Habla Español.