FR44 Insurance Broward County: What Fort Lauderdale DUI Drivers Need to Know
Broward County — home to Fort Lauderdale, Hollywood, Pompano Beach, and Coral Springs — is one of Florida’s largest FR44 markets. DUI convictions here require the same 100/300/50 FR44 coverage as anywhere in Florida, but Broward’s insurance rates and local DUI process have some specifics worth understanding.
FR44 Requirements in Broward County
| Requirement | Amount |
|---|---|
| Bodily Injury Per Person | $100,000 |
| Bodily Injury Per Accident | $300,000 |
| Property Damage | $50,000 |
| Duration | 3 years from license reinstatement |
| Judicial Circuit | 17th Judicial Circuit |
Why Broward FR44 Rates Are High
Broward County sits between Miami-Dade (the most expensive FL market) and Palm Beach County, sharing many of South Florida’s cost drivers: high litigation rates, elevated medical costs, higher accident frequency than state average, and significant uninsured motorist exposure. Broward’s rates are typically 10-20% lower than Miami-Dade but 30-50% higher than North Florida for the same driving history.
FR44 Annual Cost Ranges in Broward County
| Policy Type | Typical Annual Range | Monthly Estimate |
|---|---|---|
| Owner policy — minimum coverage | $2,000-$3,400 | $167-$283 |
| Non-owner FR44 | $600-$1,020 | $50-$85 |
Broward County Cities We Serve
We file FR44 for drivers throughout all of Broward County:
- Fort Lauderdale, Hollywood, Pembroke Pines, Miramar
- Coral Springs, Sunrise, Plantation, Davie
- Pompano Beach, Deerfield Beach, Boca Raton (border area)
- Weston, Cooper City, Tamarac, Margate
- Wilton Manors, Oakland Park, Lauderhill, Lauderdale Lakes
- Hallandale Beach, Dania Beach, West Park, Southwest Ranches
Broward County DUI Process
Broward County DUI cases are processed through the 17th Judicial Circuit Court in Fort Lauderdale. The DUI process in Broward generally follows the same timeline as the rest of Florida — 10-day window after arrest to request formal review or waive for hardship license eligibility, DUI school enrollment, FR44 requirement. Broward County courts handle a high volume of DUI cases, which can mean longer processing times for court-related steps (but FR44 filing and FLHSMV administrative steps are the same statewide).
Non-Owner FR44 in Broward County
Broward County has significant public transit (Broward County Transit bus system, Tri-Rail commuter rail) and many residents without personal vehicles. Non-owner FR44 provides the required 100/300/50 coverage without insuring a vehicle you don’t own. At $50-85/month, it’s the most cost-effective FR44 option for Broward drivers who don’t own a car.
Get FR44 Filed Today — Broward County
We specialize in South Florida FR44 and shop the non-standard carriers with the most competitive DUI rates in Broward. Same-day electronic filing with FLHSMV. Call (407) 506-4611 — bilingual service available, Se Habla Español.