FR44 Insurance in Highlands County, Florida

Highlands County (Sebring) requires FR44 insurance for all DUI convictions under Florida law. Here is what FR44 means in Highlands County and how to get reinstated.

FR44 Requirements

• Coverage: $100,000/$300,000/$50,000
• Duration: 3 years from license reinstatement
• Circuit: 10th Judicial Circuit
• Filing: Electronic — same business day available

Rates in Highlands County

Driver Type	Monthly Estimate	Annual Estimate
Non-owner (no vehicle)	$16 – $35	$192 – $420
Owner, older vehicle	$73 – $158	$876 – $1896

Polk County adjacent; Sebring Raceway area; I-27. Non-owner FR44 is available for license reinstatement without owning a vehicle.