FR44 Insurance in Charlotte County, Florida

Charlotte County (Punta Gorda/Port Charlotte) requires FR44 insurance for all DUI convictions under Florida law. Here is what FR44 means in Charlotte County and how to get reinstated.

FR44 Requirements

• Coverage: $100,000/$300,000/$50,000
• Duration: 3 years from license reinstatement
• Circuit: 12th Judicial Circuit
• Filing: Electronic — same business day available

Rates in Charlotte County

Driver Type	Monthly Estimate	Annual Estimate
Non-owner (no vehicle)	$18 – $40	$216 – $480
Owner, older vehicle	$82 – $178	$984 – $2136

Gulf Coast retirement community; heavy winter population; US-41. Non-owner FR44 is available for license reinstatement without owning a vehicle.