An FR44 insurance quote gives you a price estimate for a special type of high-liability auto policy. It includes mandatory coverage levels and the cost to electronically file the FR44 with the Florida DMV. Quotes vary depending on your age, driving history, vehicle, and location.

There is no valid way to estimate this as it is completey dependent upon your circumstances. Filing fees are usually around $15–$25. The good news? We specialize in low down payments and flexible monthly options—even if you don't own a car.

• CALL US! We compare multiple carriers instantly
• Choose higher deductibles to lower your premium
• Ask about non-owner FR44 policies
• Maintain a clean driving record going forward

We know the FR44 filing process inside and out. Our agents are bilingual, our quotes are instant, and we’ve helped thousands of Florida drivers reinstate their license without the stress. Whether you’re in Miami, Orlando, Tampa, or a small town—we’ve got you covered.

You can get an FR44 quote by filling out our online form. We compare rates from top insurance companies to find you the best price based on your driving record and coverage needs.

No. An FR44 quote includes much higher liability limits and special filing requirements. It’s designed for high-risk drivers and costs more than a standard policy.

No. You can request an FR44 insurance quote for a non-owner policy if you don’t own a vehicle but still need to meet Florida’s FR44 requirements.

FR44 insurance requires higher liability coverage and is often issued to high-risk drivers. These factors increase the cost compared to standard auto insurance.

Most drivers receive their FR44 insurance quote within minutes. In urgent cases, we can issue same-day filings to help you get back on the road quickly.