FR44 Insurance in West Miami, Florida

Serving Drivers in Miami-Dade County and Across Florida

Getting FR44 insurance in West Miami, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in West Miami, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in West Miami, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in West Miami, Florida or the surrounding Miami-Dade County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in West Miami, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in West Miami, Florida

West Miami, Florida, is strategically located near several key transportation routes that facilitate commuting, travel, and trucking. The town is just south of the Dolphin Expressway (State Road 836), a major east-west highway that connects Miami International Airport to Downtown Miami and the western suburbs. To the north, State Road 826 (Palmetto Expressway) serves as an essential north-south corridor that links the town to areas like Hialeah and Kendall. The nearby U.S. Route 41, known locally as Tamiami Trail, runs through the southern edge of West Miami, offering a direct route towards Downtown Miami and the Everglades. Additionally, major local roads such as Coral Way (SW 24th Street) and Bird Road (SW 40th Street) provide convenient access to surrounding neighborhoods and commercial areas. These roadways collectively ensure efficient connectivity for residents, travelers, and businesses in and around West Miami.

Nearby Towns We Also Serve

In addition to serving West Miami, Florida, we also cater to the surrounding communities of Coral Gables, South Miami, Miami, Hialeah, Doral, Kendall, and Miami Springs, all located within a convenient 30-mile radius.

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Whether you're in West Miami, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of West Miami, Florida

West Miami, Florida is a small town located in Miami-Dade County, with a population of approximately 6,000 residents. Despite its size, West Miami is a vibrant community with a rich cultural heritage and a strong sense of community.Major roadways in West Miami include Bird Road, which runs east-west through the town, and Red Road, also known as State Road 959, which runs north-south. These roadways provide easy access to other parts of Miami-Dade County, but they can also be congested during peak hours, leading to challenging driving conditions for residents.In terms of DUI convictions, West Miami has a relatively low rate compared to other areas in Florida. The town has a strong focus on traffic enforcement, with regular DUI checkpoints and increased police presence on the roads to ensure public safety.The lifestyle in West Miami is laid-back and family-friendly, with plenty of parks, restaurants, and community events to enjoy. The town has a diverse population, with a mix of Hispanic, Caucasian, and African American residents, contributing to a rich cultural tapestry.Demographically, West Miami is predominantly Hispanic, with a large percentage of residents identifying as Cuban or Colombian. The town has a relatively young population, with a median age of 37 years old, and a high rate of home ownership.Economically, West Miami is a middle-class community, with a median household income of around $50,000. The town has a mix of small businesses and local shops, providing ample opportunities for residents to shop and dine locally.Overall, West Miami is a welcoming and diverse community with a strong sense of community spirit. Despite its small size, the town offers a high quality of life for its residents, with easy access to major roadways and a strong emphasis on safety and community well-being.