FR44 Insurance in Virginia Gardens, Florida

Serving Drivers in Miami-Dade County and Across Florida

Getting FR44 insurance in Virginia Gardens, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Virginia Gardens, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Virginia Gardens, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Virginia Gardens, Florida or the surrounding Miami-Dade County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Virginia Gardens, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Virginia Gardens, Florida

Virginia Gardens, Florida, is strategically positioned with easy access to several major roadways ideal for commuting, travel, and trucking. The town is located just south of Miami International Airport and is well-served by State Road 826 (Palmetto Expressway), which is a major north-south artery connecting drivers to areas across Miami-Dade County. Additionally, the nearby State Road 948 (NW 36th Street) provides east-west travel and access to local destinations. Just a short drive away is the Dolphin Expressway (State Road 836), which offers a direct route to downtown Miami and connects to Interstate 95 for further travel along the eastern seaboard. Another important highway is U.S. Route 27, located slightly to the west, which facilitates travel north towards the inland regions of Florida. These thoroughfares make Virginia Gardens easily accessible and connect it efficiently to the broader Miami metropolitan area.

Nearby Towns We Also Serve

In the “Nearby Towns We Also Serve” section, we highlight the surrounding communities of Virginia Gardens, Florida, where many of our clients frequently travel for work, school, and errands. These towns and cities include Miami Springs, a charming and nearby community; Hialeah, known for its vibrant culture and bustling activity; Doral, a hub for businesses and shopping; and Coral Gables, renowned for its beautiful architecture and educational institutions. Additionally, we serve the areas of Miami, a major city with endless opportunities; Sweetwater, known for its diverse community and close-knit neighborhoods; and West Miami, offering convenient access to various local amenities.

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Whether you're in Virginia Gardens, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Virginia Gardens, Florida

Virginia Gardens, Florida is a quaint town nestled in Miami-Dade County, known for its tree-lined streets, charming neighborhoods, and tight-knit community feel. With a population of around 2,300 residents, this small town offers a peaceful and laid-back lifestyle for its residents.Major roadways in Virginia Gardens include Ludlam Road, which runs through the heart of the town, connecting residents to nearby cities like Miami and Hialeah. Other major roadways in the area include NW 36th Street and NW 57th Avenue, providing easy access to the Miami International Airport and the Dolphin Expressway.Driving conditions in Virginia Gardens are generally smooth and easy, with well-maintained roads and minimal traffic congestion. However, like any other city in Florida, the town experiences its fair share of DUI convictions and traffic enforcement. Law enforcement officers in Virginia Gardens work diligently to keep the roads safe and crack down on drivers who are under the influence.In terms of lifestyle, Virginia Gardens offers a quiet and family-friendly atmosphere, with several parks and recreational facilities for residents to enjoy. The town is also home to a variety of local businesses, restaurants, and shops, providing residents with convenient amenities close to home.Demographically, Virginia Gardens is a diverse community, with a mix of families, young professionals, and retirees. The town has a median household income of around $60,000, and the majority of residents own their homes.Economically, Virginia Gardens relies on a mix of small businesses, tourism, and the nearby Miami International Airport for economic growth. The town’s proximity to major transportation hubs and attractions make it an ideal location for those looking to live in a quiet, suburban setting while still having easy access to the vibrant city life of Miami.Overall, Virginia Gardens is a charming and peaceful town with a strong sense of community and a welcoming atmosphere. Residents enjoy a high quality of life, with easy access to amenities, recreational opportunities, and a safe and secure environment.