FR44 Insurance in Oakland, Florida

Serving Drivers in Orange County and Across Florida

Getting FR44 insurance in Oakland, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Oakland, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Oakland, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Oakland, Florida or the surrounding Orange County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Oakland, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Oakland, Florida

Oakland, Florida, is conveniently located near several major roadways that facilitate efficient travel and commuting. The town is in proximity to State Road 50 (Colonial Drive), a key east-west route connecting Oakland to nearby cities such as Clermont and Orlando. Additionally, the Florida’s Turnpike, a major toll highway, runs close to Oakland, offering drivers swift north-south access through central Florida. For those traveling to downtown Orlando or heading to other parts of the state, State Road 408 (the East-West Expressway) is easily accessible, providing a direct and fast connection to the heart of the city and beyond. These major routes, combined with well-maintained local roads, ensure that Oakland is well-connected and accessible for commuters, travelers, and trucking operations.

Nearby Towns We Also Serve

In addition to Oakland, Florida, we proudly serve several nearby communities, including Winter Garden, Clermont, Ocoee, Winter Park, Apopka, and Windermere. These surrounding areas offer convenient options for those commuting for work, school, or daily errands.

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Whether you're in Oakland, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Oakland, Florida

Located in Lake County, Florida, Oakland is a small town with a population of approximately 2,992 residents. Despite its size, Oakland has a rich history and a strong sense of community.Major RoadwaysOakland is primarily accessed through State Road 438, also known as West Colonial Drive, which connects the town to neighboring communities like Winter Garden and Clermont. State Road 50 is another major roadway that runs through the town, providing easy access to the nearby cities of Orlando and Ocoee.Driving ConditionsDriving conditions in Oakland are generally good, with well-maintained roads and minimal traffic congestion. However, like many towns in Florida, Oakland experiences heavy traffic during rush hour and on weekends, especially during peak tourist seasons.DUI Convictions and Traffic EnforcementDriving under the influence (DUI) is taken very seriously in Oakland, with law enforcement agencies actively patrolling the streets and conducting DUI checkpoints. Those convicted of DUI in Oakland can face heavy fines, license suspension, and even jail time.Traffic EnforcementIn addition to DUI enforcement, Oakland has a strong traffic enforcement presence, with officers actively monitoring speed limits, ensuring seatbelt compliance, and cracking down on reckless driving. Residents and visitors alike are encouraged to obey traffic laws to ensure the safety of all road users.Lifestyle and DemographicsOakland has a laid-back, small-town feel, with local shops, restaurants, and parks contributing to a sense of community. The town is predominantly residential, with a mix of single-family homes, apartment complexes, and condominiums. The population of Oakland is diverse, with a mix of families, young professionals, and retirees calling the town home.EconomicsDespite its small size, Oakland has a strong economy, with a mix of commercial businesses and industries supporting the local workforce. The town’s proximity to major roadways and neighboring cities like Orlando make it an attractive location for businesses looking to establish a presence in central Florida.In conclusion, Oakland, Florida is a charming town with a strong sense of community, good driving conditions, and a diverse population. With a focus on traffic safety and a thriving local economy, Oakland is a great place to live, work, and visit.