FR44 Insurance in North Miami, Florida

Serving Drivers in Miami-Dade County and Across Florida

Getting FR44 insurance in North Miami, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in North Miami, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in North Miami, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in North Miami, Florida or the surrounding Miami-Dade County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in North Miami, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in North Miami, Florida

North Miami, Florida, is well-connected by several major roadways that facilitate commuting, travel, and trucking. Interstate 95 (I-95) runs directly adjacent to the town, providing a critical north-south corridor for travel throughout the region and connecting to other major cities along the East Coast. U.S. Route 1 (Biscayne Boulevard) is another significant route that traverses the area, offering a scenic path through North Miami while also serving as a vital commuter corridor. Florida State Road 826 (Palmetto Expressway) is another nearby highway that encircles the Miami metropolitan area, linking drivers to various local destinations. Additionally, Florida State Road 922 (NE 125th Street/NW 125th Street/Broad Causeway) connects North Miami to the barrier islands, providing convenient access across Biscayne Bay to communities like Bal Harbour. These key roadways make North Miami a well-connected hub for both local and long-distance travel.

Nearby Towns We Also Serve

In addition to serving North Miami, Florida, we also cater to the surrounding communities of Aventura, Miami Shores, Sunny Isles Beach, Bal Harbour, North Miami Beach, Hialeah, and Miami Lakes. These vibrant towns and cities, all within a convenient 30-mile radius, offer a variety of options for work, school, and daily errands.

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Whether you're in North Miami, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of North Miami, Florida

North Miami is a vibrant city in Miami-Dade County, Florida, located just north of Miami. With a population of over 60,000 residents, it is a diverse and lively community with a rich cultural heritage.Major roadways in North Miami include Interstate 95, which runs north-south through the city, and the Florida Turnpike, which provides easy access to other parts of South Florida. These roadways can often experience heavy traffic, especially during rush hour, so it is important for drivers to be aware of their surroundings and drive carefully.Despite efforts to promote safe driving in the area, North Miami has seen an increase in DUI convictions in recent years. Driving under the influence is a serious offense that can have severe consequences, including fines, license suspension, and even jail time. Law enforcement in North Miami is committed to cracking down on DUI offenders and keeping the roads safe for all residents.In addition to strict DUI enforcement, North Miami also takes traffic violations seriously. Speeding, running red lights, and other reckless driving behaviors are not tolerated in the city, and law enforcement officers are vigilant in enforcing traffic laws.The lifestyle in North Miami is laid-back and relaxed, with a mix of suburban and urban amenities. Residents can enjoy a variety of recreational activities, including shopping, dining, and outdoor adventures. The city is also home to a number of parks and green spaces, providing plenty of opportunities for residents to enjoy the beautiful Florida weather.Demographically, North Miami is a diverse community, with a large population of Hispanic and African American residents. The city is known for its cultural events and festivals, celebrating the rich heritage of its residents. Economically, North Miami has a strong business community, with a mix of small businesses and large corporations contributing to the local economy.In conclusion, North Miami is a dynamic city with a lot to offer residents and visitors alike. From its diverse population to its strong economy, the city has a lot to offer those who choose to call it home. However, it is important for drivers to be mindful of the traffic laws and drive safely to ensure the safety of themselves and others on the road.