FR44 Insurance in Miami Shores, Florida

Serving Drivers in Miami-Dade County and Across Florida

Getting FR44 insurance in Miami Shores, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Miami Shores, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Miami Shores, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Miami Shores, Florida or the surrounding Miami-Dade County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Miami Shores, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Miami Shores, Florida

Miami Shores, Florida, is conveniently situated near several major roadways that facilitate commuting, travel, and trucking. Interstate 95 (I-95), one of the most important highways on the East Coast, runs just west of Miami Shores, providing swift north-south access to many key destinations. Additionally, U.S. Route 1, known locally as Biscayne Boulevard, runs through Miami Shores, serving as a major arterial roadway for local traffic and connecting the area to downtown Miami and beyond. Just to the west of Miami Shores is State Road 7 (also known as NW 7th Avenue or U.S. 441), which offers another north-south route through the region. Locally, NE 2nd Avenue and NE 6th Avenue are popular for shorter, everyday commutes and ensure connectivity within the community. These roadways collectively enhance the accessibility of Miami Shores, making it a well-connected hub for residents and visitors alike.

Nearby Towns We Also Serve

In addition to Miami Shores, we proudly serve the neighboring communities of North Miami, Bal Harbour, Aventura, Miami Beach, Hialeah, Coral Gables, and Miami Springs. These towns and cities, all within a convenient 30-mile radius, are popular destinations for work, school, and daily errands.

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Whether you're in Miami Shores, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Miami Shores, Florida

Miami Shores, Florida is a quaint town located in Miami-Dade County, just north of downtown Miami. With a population of approximately 10,000 residents, Miami Shores offers a peaceful and family-friendly environment for its residents.The town of Miami Shores is served by several major roadways, including Biscayne Boulevard to the east and Interstate 95 to the west. These roadways provide easy access to neighboring communities and the bustling city of Miami. Despite its proximity to urban areas, driving conditions in Miami Shores are generally smooth and well-maintained, making commuting a breeze for residents.In terms of traffic enforcement, Miami Shores takes a strict stance against driving under the influence (DUI) offenses. DUI convictions in the town can result in heavy fines, license suspension, and even jail time, emphasizing the zero-tolerance policy the town has towards impaired driving.The lifestyle in Miami Shores is one of tranquility and leisure, with many residents enjoying outdoor activities such as jogging, biking, and boating along the nearby waterways. The town also boasts a strong sense of community, with regular events and festivals being held throughout the year.Demographically, Miami Shores is a diverse community, with a mix of young professionals, families, and retirees calling the town home. The median household income in Miami Shores is above the national average, reflecting the town’s relatively affluent population.Economically, Miami Shores has a thriving commercial district, with a mix of shops, restaurants, and businesses catering to residents’ needs. The town also benefits from its proximity to major urban centers, providing residents with ample job opportunities and access to a wide range of amenities.In conclusion, Miami Shores, Florida is a charming town with a strong sense of community, excellent driving conditions, and a focus on safety and well-being. With its diverse population, booming economy, and picturesque surroundings, Miami Shores is a hidden gem in the Miami-Dade County area.