FR44 Insurance in Melbourne Village, Florida

Serving Drivers in Brevard County and Across Florida

Getting FR44 insurance in Melbourne Village, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Melbourne Village, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Melbourne Village, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Melbourne Village, Florida or the surrounding Brevard County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Melbourne Village, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Melbourne Village, Florida

Melbourne Village, Florida, is conveniently located near several major roadways that facilitate commuting and travel. Just to the east of the town is U.S. Route 192 (West New Haven Avenue), a key arterial route that connects to Interstate 95, the primary north-south corridor on Florida’s east coast, providing direct access to cities like Miami and Jacksonville. Interstate 95 is a crucial route for both local commuters and long-haul trucking. Additionally, State Road 518 (Eau Gallie Boulevard) runs to the north, offering another connection to I-95 and access to the beachside communities. Locally, Wickham Road runs north-south through the nearby areas, linking various neighborhoods and commercial centers, while Hollywood Boulevard provides a direct route into the heart of Melbourne Village itself. Together, these roads create a network that supports efficient travel to and through the area.

Nearby Towns We Also Serve

In addition to serving Melbourne Village, Florida, we also serve the nearby communities of West Melbourne, Palm Bay, Melbourne, Rockledge, Satellite Beach, Indian Harbour Beach, and Cocoa. Each of these towns and cities is within a convenient driving distance, making them ideal for daily commutes, school, and errands.

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Whether you're in Melbourne Village, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Melbourne Village, Florida

Melbourne Village is a small, picturesque town located in Brevard County, Florida. With a population of just under 700 residents, Melbourne Village offers a close-knit community atmosphere that is highly desirable for those looking to escape the hustle and bustle of larger cities.One of the defining features of Melbourne Village is its unique layout, with the town being designed as a walking community. This means that there are no sidewalks or streetlights, and residents are encouraged to walk or bike to get around town. In fact, many residents choose to live in Melbourne Village specifically because of this pedestrian-friendly design.Despite its small size, Melbourne Village is well-connected to the surrounding area by major roadways. Interstate 95 runs just west of the town, providing easy access to neighboring cities like Melbourne and Palm Bay. Additionally, US Route 1 runs north-south through the eastern edge of Melbourne Village, offering convenient travel options for residents.Driving conditions in Melbourne Village are generally good, with well-maintained roads and little congestion. However, like any community, Melbourne Village does see its fair share of traffic violations. DUI convictions are not uncommon in the area, with law enforcement cracking down on impaired drivers to ensure the safety of all residents. Traffic enforcement is taken seriously in Melbourne Village, with officers regularly patrolling the streets to enforce speed limits and other traffic laws.The lifestyle in Melbourne Village is relaxed and laid-back, with residents enjoying a quiet and peaceful setting. Many residents take advantage of the town’s proximity to natural attractions like the Indian River Lagoon and the Atlantic Ocean, spending their free time fishing, boating, or simply enjoying the beautiful Florida weather.Demographically, Melbourne Village is a diverse community, with a mix of families, retirees, and young professionals calling the town home. The median age of residents is 52, and the median household income is around $84,000 per year. The majority of residents are homeowners, with a mix of single-family homes and townhouses available in the area.Economically, Melbourne Village is supported by a mix of small businesses, restaurants, and other local establishments. While the town does not have a large commercial presence, residents can easily access shopping and dining options in nearby cities like Melbourne and Palm Bay.In conclusion, Melbourne Village is a charming town with a strong sense of community and a relaxed way of life. With its pedestrian-friendly design, convenient location, and diverse population, Melbourne Village offers a unique and welcoming place to call home