FR44 Insurance in Margate, Florida

Serving Drivers in Broward County and Across Florida

Getting FR44 insurance in Margate, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Margate, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Margate, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Margate, Florida or the surrounding Broward County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Margate, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Margate, Florida

Margate, Florida, is well-connected through a network of major roadways that facilitate commuting and travel. The most prominent highway serving Margate is Florida’s Turnpike, located just east of the town, providing a vital north-south route for drivers traveling across the state. Another significant road is U.S. Route 441 (State Road 7), which runs parallel to the Turnpike and passes directly through Margate, offering a convenient route for local and regional travel. Additionally, the Sawgrass Expressway (State Road 869) is accessible a short drive to the northwest, providing a quick link to the western suburbs and Interstate 95, another major artery running along the east coast of Florida, is easily reachable via nearby connector roads. Other important local roads include Sample Road and Atlantic Boulevard, which serve as key east-west corridors for residents and visitors navigating the area. These routes collectively make Margate a well-accessible town for commuters, travelers, and trucking operations.

Nearby Towns We Also Serve

In addition to Margate, Florida, we also serve the nearby communities of Coral Springs, Coconut Creek, Tamarac, North Lauderdale, Parkland, Pompano Beach, and Deerfield Beach. Each of these towns and cities is located within a convenient 30-mile radius, making them ideal for drivers commuting for work, school, or errands.

¡Hablamos español!

We have Spanish-speaking agents ready to help.

Whether you're in Margate, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

Get your Free Quote Now

CALL NOW: 855-678-6799

Map of Margate, Florida

Margate, Florida is a quaint town located in Broward County, known for its diverse population, rich cultural heritage, and thriving economy. Situated just north of Coral Springs and west of Pompano Beach, Margate is conveniently located close to major roadways such as Interstate 95, Florida’s Turnpike, and the Sawgrass Expressway, making it easy for residents to travel to neighboring cities.Driving conditions in Margate are generally good, with well-maintained roads and highways that are regularly patrolled by law enforcement. However, like any other city, Margate does have its fair share of DUI convictions. According to recent statistics, there were a total of 54 DUI convictions in Margate in the past year, which is slightly higher than the state average.Traffic enforcement in Margate is taken seriously, with police officers actively monitoring roadways to ensure the safety of residents and visitors. Speed traps are common in the area, so drivers are advised to obey posted speed limits and traffic laws to avoid being pulled over.The lifestyle in Margate is laid-back and family-oriented, with many local parks, shopping centers, and restaurants that cater to residents of all ages. The town has a diverse population, with a mix of young professionals, families, and retirees, creating a vibrant community atmosphere.Demographically, Margate is a melting pot of different cultures and backgrounds, with a population that is predominantly Hispanic, African American, and Caucasian. The median age of residents in Margate is 45, and the median household income is around $50,000, which is slightly lower than the state average.Economically, Margate is thriving, with a strong job market and growing economy. The town has a mix of both small businesses and larger corporations, providing ample opportunities for employment. The cost of living in Margate is relatively affordable compared to other cities in Broward County, making it an attractive place to live for those looking for a good quality of life without breaking the bank.Overall, Margate is a charming town with a lot to offer residents and visitors alike. From its convenient location and good driving conditions to its diverse population and strong economy, Margate is a hidden gem in Broward County that continues to attract new residents and businesses looking for a welcoming community to call home.