FR44 Insurance in Lighthouse Point, Florida

Serving Drivers in Broward County and Across Florida

Getting FR44 insurance in Lighthouse Point, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Lighthouse Point, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Lighthouse Point, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Lighthouse Point, Florida or the surrounding Broward County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Lighthouse Point, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Lighthouse Point, Florida

Lighthouse Point, Florida, is conveniently situated near several major roadways that facilitate commuting, travel, and trucking. While the town itself is primarily served by local roads, it is in proximity to several key routes. The nearest major interstate is I-95, located just a few miles west, offering a direct north-south corridor through South Florida. This route is heavily used for commuting and freight transportation. Additionally, US Route 1, also known as Federal Highway, runs close to the town, providing another north-south axis crucial for local and regional travel. Florida State Road 811, known locally as Dixie Highway, is another significant route near Lighthouse Point, offering access to various local destinations. For more leisurely scenic drives, A1A runs parallel to the coast just east of Lighthouse Point, popular for local access and touring the beachfront areas. These major routes collectively ensure that residents and visitors of Lighthouse Point have efficient access to South Florida’s extensive transport network.

Nearby Towns We Also Serve

At our service area, we proudly extend our coverage to several nearby towns and cities, ensuring convenience for residents of Lighthouse Point, Florida. Nearby towns we also serve include Pompano Beach, Deerfield Beach, and Coconut Creek. In addition, our reach extends to the vibrant communities of Boca Raton, Fort Lauderdale, and Margate, providing comprehensive support for all your needs within a 30-mile radius.

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Whether you're in Lighthouse Point, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Lighthouse Point, Florida

Lighthouse Point, Florida is a picturesque town located in Broward County with a population of approximately 11,000 residents. Known for its beautiful waterfront views and close-knit community, Lighthouse Point is a popular destination for both tourists and locals alike.Major roadways in Lighthouse Point include Federal Highway (US-1) and Northeast 39th Street, which provide easy access to neighboring cities such as Pompano Beach and Deerfield Beach. The town is also conveniently located near major highways such as I-95 and the Florida Turnpike, making it easy for residents to commute to work or explore other parts of South Florida.Driving conditions in Lighthouse Point are generally good, with well-maintained roads and little congestion compared to larger cities in the area. However, like any other town, drivers must exercise caution and obey traffic laws to ensure their safety and the safety of others on the road.DUI convictions are taken seriously in Lighthouse Point, as they are across the state of Florida. Law enforcement officers are vigilant in enforcing DUI laws, and those caught driving under the influence can face hefty fines, license suspension, and even jail time. Residents are encouraged to plan ahead and designate a sober driver if they plan on consuming alcohol.Traffic enforcement in Lighthouse Point is primarily handled by the Broward County Sheriff’s Office, which works to keep the roads safe and free of reckless drivers. Speeding, running red lights, and distracted driving are all offenses that are closely monitored and enforced by local law enforcement.The lifestyle in Lighthouse Point is laid-back and family-friendly, with many residents enjoying outdoor activities such as boating, fishing, and golfing. The town is home to several parks and recreational facilities that offer a variety of amenities for residents of all ages to enjoy.Demographically, Lighthouse Point is a predominantly white community with a median household income above the national average. The town has a high percentage of college-educated residents and a lower crime rate compared to other cities in Broward County.Economically, Lighthouse Point is a thriving community with a strong real estate market and a variety of small businesses that contribute to the local economy. The town’s proximity to the coast and its waterfront properties make it a desirable place to live for those looking for a suburban lifestyle with easy access to the beach.Overall, Lighthouse Point offers a quality of life that is hard to beat, with its beautiful scenery, safe neighborhoods, and strong sense of community. Whether you’re