FR44 Insurance in Lauderdale by the Sea, Florida

Serving Drivers in Broward County and Across Florida

Getting FR44 insurance in Lauderdale by the Sea, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Lauderdale by the Sea, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Lauderdale by the Sea, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Lauderdale by the Sea, Florida or the surrounding Broward County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Lauderdale by the Sea, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Lauderdale by the Sea, Florida

Lauderdale-by-the-Sea, Florida, is conveniently situated near several major roadways that facilitate easy commuting and travel. The town is close to Interstate 95 (I-95), one of the primary north-south corridors on the East Coast, providing quick access to major cities and regions. Additionally, U.S. Route 1, also known as Federal Highway, runs parallel to I-95 through the area and offers a direct route to local destinations. For those traveling along the coastline, State Road A1A (Ocean Boulevard) is a popular scenic route that passes directly through Lauderdale-by-the-Sea, offering beautiful ocean views. Commercial Boulevard, a significant local road, connects the town to inland communities and serves as a primary east-west route that extends all the way to the Sawgrass Expressway. These well-connected roadways ensure that Lauderdale-by-the-Sea is easily accessible for both local travelers and long-distance commuters.

Nearby Towns We Also Serve

In addition to Lauderdale by the Sea, we also proudly serve the surrounding communities of Fort Lauderdale, Pompano Beach, Oakland Park, Wilton Manors, Deerfield Beach, and Lighthouse Point. These vibrant towns and cities are all within easy driving distance, making them perfect for work, school, or running errands.

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Whether you're in Lauderdale by the Sea, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Lauderdale by the Sea, Florida

Lauderdale by the Sea is a picturesque town located in Broward County, Florida. Known for its charming beachside community and small-town feel, Lauderdale by the Sea offers a relaxed and laid-back lifestyle for its residents and visitors alike.The town is connected to nearby cities such as Fort Lauderdale and Pompano Beach via major roadways such as East Commercial Boulevard, A1A, and the Florida Turnpike. These roads provide easy access to neighboring towns and cities, making it convenient for residents to commute to work or explore other attractions in the area.Driving conditions in Lauderdale by the Sea are generally good, with well-maintained streets and efficient traffic flow. However, like any other town in Florida, traffic congestion can occur during peak hours or tourist seasons, especially along A1A, which runs parallel to the beach and is a popular route for visitors heading to the beach or the pier.While the town is known for its relaxed atmosphere, DUI convictions are taken seriously in Lauderdale by the Sea. Law enforcement officers patrol the town regularly to ensure the safety of residents and visitors, especially during weekends and holidays when alcohol consumption tends to be higher. Drivers who are caught driving under the influence can face severe penalties, including fines, license suspension, and even jail time.In terms of lifestyle, Lauderdale by the Sea offers a mix of beachfront living, outdoor activities, and a vibrant dining and entertainment scene. The town is home to a diverse population, with a mix of retirees, young professionals, families, and tourists enjoying the laid-back lifestyle and sunny weather.Demographically, Lauderdale by the Sea has a population of around 6,000 residents, with a median household income of $65,000. The town is primarily made up of white-collar workers, with a higher-than-average percentage of college-educated residents. The town’s economy is driven by tourism, with a mix of small businesses, restaurants, and hotels catering to visitors looking for a beachside getaway.Overall, Lauderdale by the Sea offers a unique blend of beachfront living, small-town charm, and a vibrant community spirit. Whether you’re looking to relax on the beach, enjoy outdoor activities, or indulge in dining and entertainment options, Lauderdale by the Sea has something for everyone.