FR44 Insurance in Delray Beach, Florida

Serving Drivers in Palm Beach County and Across Florida

Getting FR44 insurance in Delray Beach, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Delray Beach, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Delray Beach, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Delray Beach, Florida or the surrounding Palm Beach County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Delray Beach, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Delray Beach, Florida

Delray Beach, Florida, is well-connected by several major roadways and highways, making it convenient for commuting and travel. Interstate 95 is the primary north-south route, providing quick access to nearby cities like West Palm Beach and Miami. The Florida Turnpike, located west of the city, offers an alternative for avoiding traffic and is favored by truckers and long-distance travelers. U.S. Route 1, also known as Federal Highway, runs parallel to the coast through the heart of Delray Beach, offering a more scenic route for local travel. For east-west travel, Atlantic Avenue is a major local road that facilitates access from I-95 to the beachfront, while State Road 806 (Woolbright Road) connects the western communities to the oceanfront. Additionally, Congress Avenue and Military Trail are significant local thoroughfares supporting commercial and local traffic throughout the area. These routes collectively ensure efficient transport within and beyond Delray Beach.

Nearby Towns We Also Serve

In addition to Delray Beach, we also serve the nearby communities of Boca Raton, Boynton Beach, Lake Worth, Deerfield Beach, Pompano Beach, Wellington, and Coral Springs. These towns and cities are well-connected, making it convenient for residents to travel for work, school, or errands.

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Whether you're in Delray Beach, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Delray Beach, Florida

Delray Beach, Florida is a charming coastal town located in Palm Beach County. Known for its beautiful beaches, vibrant arts scene, and lively downtown area, Delray Beach offers residents and visitors a mix of small-town charm and big-city amenities.Major roadways in Delray Beach include Interstate 95, which runs north-south through the town, and Atlantic Avenue, the main east-west thoroughfare that is lined with shops, restaurants, and entertainment venues. While Delray Beach is known for its beautiful scenery and pleasant weather, driving conditions in the area can be challenging at times due to heavy traffic, especially during peak tourist season.One issue that residents and law enforcement officials in Delray Beach are particularly concerned about is DUI convictions. The town has seen an increase in the number of drunk driving incidents in recent years, prompting local police to step up enforcement efforts and crack down on impaired driving. Drivers in Delray Beach should be aware of the serious consequences of a DUI conviction, including hefty fines, license suspension, and even jail time.In terms of traffic enforcement, Delray Beach has a reputation for being strict when it comes to enforcing traffic laws. Police officers regularly patrol the streets and highways in the area, issuing tickets for speeding, running red lights, and other traffic violations. Drivers in Delray Beach should be sure to obey all traffic laws and drive safely to avoid getting pulled over and facing fines or other penalties.The lifestyle in Delray Beach is relaxed and laid-back, with residents enjoying a variety of outdoor activities such as beachcombing, surfing, and boating. The town also boasts a vibrant arts scene, with numerous galleries and cultural events throughout the year. Demographically, Delray Beach is a diverse community with a mix of retirees, young professionals, and families, creating a vibrant and welcoming atmosphere.Economically, Delray Beach has a thriving tourism industry that supports many local businesses, from restaurants and shops to hotels and entertainment venues. The town also has a growing tech sector and a number of healthcare and education institutions, providing a range of job opportunities for residents.Overall, Delray Beach is a charming town with much to offer residents and visitors alike. From its beautiful beaches and lively downtown area to its strong sense of community and diverse population, Delray Beach is a place that truly captures the essence of coastal Florida living.