FR44 Insurance in Davenport, Florida

Serving Drivers in Polk County and Across Florida

Getting FR44 insurance in Davenport, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Davenport, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Davenport, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Davenport, Florida or the surrounding Polk County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Davenport, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Davenport, Florida

Davenport, Florida, is conveniently situated with access to several major transportation routes, making it a strategic hub for commuting, travel, and trucking. The town is located near Interstate 4 (I-4), a vital east-west corridor that connects the area to larger cities like Orlando and Tampa. U.S. Highway 17/92 also runs through Davenport, offering a direct route to nearby communities and serving as a local connector. State Road 27 (SR 27) is another crucial north-south artery, providing easy access to various attractions and business centers throughout Central Florida. Additionally, Ronald Reagan Parkway (County Road 54) is a well-traveled local road that links these major highways, enhancing Davenport’s accessibility and facilitating smooth traffic flow for residents and visitors alike.

Nearby Towns We Also Serve

In addition to Davenport, Florida, we also serve several nearby communities within a convenient driving distance, including Haines City, Kissimmee, Winter Haven, Clermont, Lake Wales, and Auburndale. These towns and cities are all within a 30-mile radius, making them easily accessible for commuting, schooling, or running errands.

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Whether you're in Davenport, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Davenport, Florida

Davenport, Florida is a charming town located in Polk County, approximately 35 miles southwest of Orlando. With a population of around 6,900 residents, Davenport offers a small-town feel with easy access to the amenities of nearby larger cities.Major roadways in Davenport include Interstate 4, which runs east-west through the town and connects residents to Orlando and Tampa. US Highway 27 also runs through Davenport, providing easy access to other parts of Central Florida. These roadways can experience heavy traffic, especially during peak travel times, making for sometimes challenging driving conditions.In terms of DUI convictions, Davenport has seen issues with drunk driving in the past. In recent years, the town has increased traffic enforcement efforts to crack down on impaired driving. Increased police presence and DUI checkpoints have helped to reduce the number of DUI convictions in the area.The lifestyle in Davenport is relaxed and family-friendly, with many residents enjoying the quiet suburban feel of the town. The community is diverse, with a mix of families, retirees, and young professionals calling Davenport home.Demographics in Davenport skew slightly younger than the national average, with a median age of 36. The town is predominantly white, with a growing Hispanic population. The median household income in Davenport is below the national average, but the cost of living is also lower, making it an affordable place to live.Economically, Davenport has a strong tourism industry due to its proximity to Orlando’s theme parks and attractions. Many residents work in the hospitality and service industries, while others commute to nearby cities for work. The town has also seen growth in the retail and healthcare sectors in recent years.Overall, Davenport offers a mix of small-town charm and easy access to urban amenities. With its diverse population, relaxed lifestyle, and growing economy, Davenport is a great place to call home for those looking for a quiet, affordable community in Central Florida.