FR44 Insurance in Windemere, Florida

Serving Drivers in Orange County and Across Florida

Getting FR44 insurance in Windemere, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Windemere, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Windemere, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Windemere, Florida or the surrounding Orange County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Windemere, Florida Choose Us

  • ✔ Florida’s most trusted resource for FR44 insurance
  • ✔ We specialize in Florida FR44 and SR22 policies
  • ✔ Instant electronic DMV filing — no delays
  • ✔ Affordable monthly payments, even with a DUI
  • ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Windemere, Florida

Windermere, Florida, is conveniently located near several major roadways that facilitate commuting and travel throughout the Orlando metropolitan area. The town is just a short drive from Florida’s Turnpike and Interstate 4 (I-4), both of which are key routes for regional and long-distance travel, connecting Windermere to both the east and west coasts of Florida. Additionally, State Road 429 (the Daniel Webster Western Beltway) runs close by, offering a bypass around the western side of Orlando and easy access to other major highways. For local travel, County Road 535 (Winter Garden Vineland Road) provides a direct route north to Winter Garden and south towards the attractions area near Lake Buena Vista. These roadways make Windermere a well-connected hub for both residential commuters and commercial trucking operations in Central Florida.

Nearby Towns We Also Serve

In addition to serving Windermere, Florida, we also cater to the surrounding communities of Winter Garden, Ocoee, Oakland, Gotha, and Dr. Phillips. For those willing to venture a bit further, we extend our services to Clermont and the bustling city of Orlando, all within a convenient 30-mile radius.

¡Hablamos español!

We have Spanish-speaking agents ready to help.

Whether you're in Windemere, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Windemere, Florida

Nestled on the shores of Lake Butler in Orange County, Florida, the town of Windermere is a serene and picturesque community known for its beautiful landscapes, upscale neighborhoods, and desirable way of life. With a population of around 3,000 residents, Windermere offers a quiet and peaceful escape from the hustle and bustle of nearby Orlando.Major roadways in Windermere include Conroy-Windermere Road, Main Street, Maguire Road, and State Road 535. These roads provide convenient access to nearby attractions, shopping centers, and dining options. However, the town is known for its narrow and winding roads, which can often lead to traffic congestion and challenging driving conditions, especially during peak travel times.In terms of traffic enforcement, Windermere has a reputation for being vigilant when it comes to monitoring and patrolling its streets. The Windermere Police Department is proactive in enforcing traffic laws and ensuring the safety of residents and visitors. This includes cracking down on DUI convictions, with strict penalties for offenders.The lifestyle in Windermere is one of luxury and relaxation. The town boasts upscale homes, waterfront properties, and prestigious golf courses. Residents enjoy a high quality of life, with access to top-rated schools, parks, and recreational facilities. The town also hosts community events, farmers markets, and festivals throughout the year, fostering a strong sense of community spirit.Demographically, Windermere is a predominantly white and affluent town, with a median household income well above the national average. The population is primarily made up of families and professionals seeking a tranquil and exclusive place to call home. The town has a low crime rate and is considered a safe and desirable place to live.Economically, Windermere benefits from its proximity to Orlando and the booming tourism industry. The town’s real estate market is robust, with property values steadily increasing over the years. Local businesses, including restaurants, boutiques, and service providers, cater to the affluent residents and visitors who frequent the area.In conclusion, Windermere, Florida, is a charming and upscale community with a lot to offer. From its tranquil setting on Lake Butler to its affluent residents and thriving economy, the town has become a sought-after destination for those seeking a high quality of life. With its emphasis on safety, community, and luxury, Windermere continues to attract residents and visitors alike who appreciate its unique charm and beauty.

Clerk of the Court Office for Windemere, Florida

Windemere | Orange County | Florida




Telephone Number:

DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)

Windemere | Orange County | Florida

Bureau of Administrative Reviews (by County)

Windemere | Orange County | Florida

Drivers License Service Centers for Windemere, Florida

Windemere | Orange County | Florida

Florida Highway Patrol Stations

Windemere | Orange County | Florida

Interlock Device Florida

Contracted Provider Contact Information Approved Devices
Florida Interlock, Inc./Draeger 813-513-0000
Website
Model #: Draeger Interlock 7000
Smart Start 800-880-3394
Website
Model #SSI 2030
Guardian Interlock 800-499-0994
Website
Model #: AMS 2000
ALCOLOCK 866-837-8646
Website
Model #: Alcolock LR
INTOXALOCK 844-612-3952
Website
Model #: Model #: 1001A

FAQ for Windemere, Florida FR44 Insurance

Question:

What is FR44 insurance, and why is it required in Windemere, Florida?

Answer:

FR44 insurance is a certification required for certain drivers in Florida who have been convicted of specific serious driving offenses, like DUI, to demonstrate that they carry higher liability insurance limits. In Windemere, Florida, as in the rest of the state, it’s necessary for individuals who need to prove financial responsibility beyond standard insurance requirements, ensuring protection for all road users.


Question:

How much does FR44 insurance typically cost in Windemere, Florida?

Answer:

The cost of FR44 insurance in Windemere, Florida, can vary significantly depending on several factors, including the driver’s age, driving record, and the insurance provider. Generally, FR44 insurance is more expensive than standard policies because it requires higher liability limits. For a detailed quote tailored to your specific needs, it’s advisable to consult with FR44 & SR22 Experts who can offer personalized assistance.


Question:

Can I switch FR44 insurance providers easily in Windemere, Florida, without affecting my coverage?

Answer:

Yes, you can switch FR44 insurance providers in Windemere, Florida. However, it’s crucial to ensure there are no lapses in coverage while transitioning from one provider to another. Before making any changes, consult with FR44 & SR22 Experts to understand your obligations and ensure a seamless switch to maintain compliance with Florida’s FR44 insurance requirements.


Premier FR44 Insurance Providers in Florida