FR44 Insurance in West Melbourne, Florida

Serving Drivers in Brevard County and Across Florida

Getting FR44 insurance in West Melbourne, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in West Melbourne, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in West Melbourne, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in West Melbourne, Florida or the surrounding Brevard County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in West Melbourne, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in West Melbourne, Florida

West Melbourne, Florida, is well-connected by a variety of major roadways, facilitating easy commuting and travel. The town is conveniently located near Interstate 95, a critical north-south artery for travel along the eastern seaboard and a popular route for trucking. U.S. Route 192, also known as New Haven Avenue, runs east-west through the area, providing direct access to nearby beaches and connecting to other major Florida destinations. For local travel, Wickham Road and Evans Road are prominent thoroughfares that run through the town, ensuring smooth intra-city travel and access to neighboring communities. These routes collectively offer efficient connections for residents, commuters, and travelers alike.

Nearby Towns We Also Serve

In addition to serving West Melbourne, Florida, we also proudly serve the surrounding communities of Melbourne, Palm Bay, Satellite Beach, Indian Harbour Beach, Rockledge, and Cocoa. These nearby towns and cities, all within a convenient 30-mile radius, are popular destinations for work, school, and daily errands, making them integral parts of our service area.

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Whether you're in West Melbourne, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of West Melbourne, Florida

West Melbourne, Florida, also known simply as West Mel, is a vibrant town located in Brevard County, on Florida’s east coast. With a population of approximately 22,000 residents, West Melbourne offers a mix of suburban and urban living. Major roadways in the area include Interstate 95, which runs through the town from north to south, as well as U.S. Route 192, also known as New Haven Avenue, which cuts through the heart of West Melbourne. These roadways provide easy access to neighboring cities such as Melbourne, Palm Bay, and Orlando, making it a convenient location for commuters.Driving conditions in West Melbourne are generally favorable, with well-maintained roads and minimal traffic congestion compared to larger cities. However, like any other town, West Melbourne is not immune to accidents and incidents of drunk driving. According to the Brevard County Sheriff’s Office, there were 36 DUI convictions in West Melbourne in the past year, highlighting the importance of safe driving practices and responsible alcohol consumption.Traffic enforcement in West Melbourne is taken seriously, with local police officers regularly patrolling the streets to ensure compliance with traffic laws. Speeding, reckless driving, and DUI offenses are all actively enforced, with hefty fines and potential license suspensions for offenders.Residents of West Melbourne enjoy a laid-back lifestyle, with access to parks, shopping centers, restaurants, and recreational activities. The town is known for its family-friendly atmosphere, diverse community events, and strong sense of community pride. Demographically, West Melbourne is a diverse town, with a mix of young families, professionals, and retirees calling it home.Economically, West Melbourne is thriving, with a growing job market and a strong economy. The town is home to a mix of small businesses, corporate offices, and industrial parks, providing a range of employment opportunities for residents. The cost of living in West Melbourne is relatively affordable compared to other cities in Florida, making it an attractive destination for those looking to settle down.In conclusion, West Melbourne, Florida is a charming town with a lot to offer its residents. From its convenient location and favorable driving conditions to its strong sense of community and growing economy, West Melbourne is a great place to live, work, and play. With a focus on safety, diversity, and economic growth, West Melbourne is sure to continue thriving for years to come.