FR44 Insurance in Temple Terrace, Florida

Serving Drivers in Hillsborough County and Across Florida

Getting FR44 insurance in Temple Terrace, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Temple Terrace, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Temple Terrace, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Temple Terrace, Florida or the surrounding Hillsborough County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Temple Terrace, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Temple Terrace, Florida

Temple Terrace, Florida, is conveniently positioned near several major roadways that facilitate commuting and travel. The town is just east of Interstate 75, a critical north-south route for travelers and truckers alike, providing access to destinations throughout Florida and beyond. U.S. Route 301, another vital corridor, runs near the eastern edge of Temple Terrace and connects the area to nearby communities. Further enhancing local connectivity, Fletcher Avenue (County Road 582) and Fowler Avenue are key east-west arterial roads that traverse the area, linking residents to the University of South Florida and other parts of the Tampa Bay region. Together, these routes ensure efficient transportation options for both local and long-distance travel.

Nearby Towns We Also Serve

In addition to Temple Terrace, Florida, we also serve the surrounding communities of Tampa, Brandon, Lutz, Plant City, Riverview, and Wesley Chapel. These nearby towns and cities are all within a convenient driving distance, making them popular choices for work, school, and daily errands.

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Whether you're in Temple Terrace, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Temple Terrace, Florida

Temple Terrace, Florida, a small city located in Hillsborough County, is known for its quiet neighborhoods, beautiful parks, and friendly residents. With a population of around 26,000 people, Temple Terrace offers a small-town feel while still being close to the hustle and bustle of nearby cities like Tampa.Major roadways in Temple Terrace include Interstate 75, Interstate 275, and U.S. Route 41, making it easy to travel to other parts of the state. While these roads are well maintained, traffic congestion can be an issue during rush hour, especially during the winter months when snowbirds flock to the area.Unfortunately, like many cities, Temple Terrace has its fair share of DUI convictions. In 2019, there were 63 DUI convictions in the city, according to data from the Florida Department of Highway Safety and Motor Vehicles. This serves as a reminder for residents and visitors to always drive responsibly and never get behind the wheel while under the influence.To combat drunk driving and other traffic violations, Temple Terrace has a strong presence of law enforcement officers patrolling the streets. The Temple Terrace Police Department is dedicated to keeping residents safe and upholding traffic laws to ensure smooth and secure roadways for all drivers.The lifestyle in Temple Terrace is laid back and family-friendly, with many parks and recreational activities available for residents to enjoy. With a median age of 36, the city is home to a diverse population of young professionals, families, and retirees. The demographics of Temple Terrace reflect a mix of cultures and backgrounds, making it a welcoming and inclusive community.Economically, Temple Terrace is thriving, with a median household income of around $54,000. The city is home to a variety of businesses, ranging from small local shops to major corporations. Additionally, Temple Terrace is located near several colleges and universities, providing residents with ample opportunities for education and employment.In conclusion, Temple Terrace, Florida, is a charming city with a lot to offer its residents. From its convenient location to its strong sense of community, Temple Terrace is a great place to live, work, and play. While there are some challenges, like traffic congestion and DUI convictions, the city is committed to addressing these issues and ensuring the safety and well-being of all who call Temple Terrace home.