FR44 Insurance in Parker, Florida

Serving Drivers in Bay County and Across Florida

Getting FR44 insurance in Parker, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Parker, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Parker, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Parker, Florida or the surrounding Bay County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Parker, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Parker, Florida

Parker, Florida, a small town located near Panama City in Bay County, is primarily accessible via U.S. Route 98, a major east-west highway that runs along Florida’s Gulf Coast, providing connections to Panama City and points westward as well as to Mexico Beach and other eastern destinations. Additionally, State Road 22 intersects nearby, linking the town with the city of Callaway to the east and areas toward the north. For those traveling longer distances, Interstate 10 is the nearest major interstate, located approximately an hour’s drive north, accessible via U.S. Route 231 or State Road 77 from Panama City. These routes are integral for commuting, travel, and trucking, facilitating easy access to the broader Florida Panhandle region.

Nearby Towns We Also Serve

In the “Nearby Towns We Also Serve” section, we’d like to highlight some of the communities surrounding Parker, Florida. Residents and visitors often travel to or from neighboring areas such as Panama City, Callaway, Springfield, Lynn Haven, Tyndall Air Force Base, Mexico Beach, and Bayou George. These locations are within a convenient 30-mile radius and are popular destinations for work, school, or running errands.

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Whether you're in Parker, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Parker, Florida

Parker, Florida is a small town located in Bay County, in the panhandle of the state. With a population of around 4,300 residents, Parker is a close-knit community with a unique charm and rich history.The major roadways in Parker include US Highway 98, which runs east-west through the town and provides easy access to nearby cities such as Panama City and Mexico Beach. State Road 22 also runs through Parker, connecting it to other parts of the state.Driving conditions in Parker are generally good, with well-maintained roads and minimal congestion. However, like many small towns, Parker does have its share of traffic enforcement measures in place to ensure the safety of its residents and visitors.DUI convictions are taken seriously in Parker, with local law enforcement cracking down on drunk driving offenses. The town has strict DUI laws and penalties in place to deter drivers from getting behind the wheel while under the influence.In terms of lifestyle, Parker offers a laid-back and relaxed atmosphere, with plenty of outdoor recreational opportunities such as fishing, boating, and hiking. The town also has a strong sense of community, with regular events and festivals that bring residents together.Demographically, Parker is a diverse town with a mix of families, young professionals, and retirees. The population is predominantly white, but there is a growing Hispanic and African American community in the area.Economically, Parker has a mix of small businesses, restaurants, and shops that cater to the needs of its residents. The town has a stable economy, with a low unemployment rate and a cost of living that is lower than the national average.In conclusion, Parker, Florida is a charming small town with a lot to offer its residents. With its beautiful surroundings, strong sense of community, and thriving economy, Parker is a hidden gem in the Sunshine State.