FR44 Insurance in Palm Shores, Florida

Serving Drivers in Brevard County and Across Florida

Getting FR44 insurance in Palm Shores, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Palm Shores, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Palm Shores, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Palm Shores, Florida or the surrounding Brevard County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Palm Shores, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Palm Shores, Florida

Palm Shores, Florida, is conveniently located near several major roadways, providing easy access for commuters, travelers, and truckers. The town is adjacent to U.S. Route 1, a major north-south highway offering connections to larger cities along Florida’s east coast. For faster travel, Interstate 95 is the primary interstate corridor running nearby, providing a direct route to places like Miami to the south and Daytona Beach to the north. Additionally, the Pineda Causeway (State Road 404) is a key east-west route that links Palm Shores to the beaches and the Atlantic Ocean coastline, as well as to Melbourne and the mainland to the west. These thoroughfares make Palm Shores a strategically located hub for accessing important destinations throughout the region.

Nearby Towns We Also Serve

For those living in or near Palm Shores, Florida, we are pleased to serve several nearby communities, including the vibrant cities of Melbourne and Palm Bay. You can also count on us if you’re in the charming towns of Satellite Beach, Indian Harbour Beach, and West Melbourne. Additionally, residents of Cocoa and Rockledge will find our services conveniently accessible. Whether you’re commuting for work or errands, these nearby towns and cities are within easy reach.

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Whether you're in Palm Shores, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Palm Shores, Florida

Palm Shores, Florida is a small town located on the eastern coast of the state. The town is nestled between the bustling cities of Melbourne and Cocoa Beach, making it a peaceful haven for residents to escape the hustle and bustle of city life. With a population of just over 1,000 people, Palm Shores offers a close-knit community where everyone knows their neighbors.Major roadways in Palm Shores include US-1 and I-95, two of the most heavily trafficked highways in the state. These roadways provide easy access to neighboring cities and attractions, but can also lead to heavy traffic and congestion during peak hours. Due to the high volume of traffic on these roadways, Palm Shores has strict traffic enforcement measures in place to ensure the safety of its residents.One issue that has plagued Palm Shores in recent years is the high number of DUI convictions in the area. Despite efforts to crack down on drunk driving, many residents continue to make the dangerous decision to get behind the wheel while intoxicated. This has led to numerous accidents and fatalities on the roadways, prompting local authorities to increase DUI checkpoints and enforcement measures.In terms of lifestyle, Palm Shores offers a laid-back and relaxed atmosphere for residents. The town is known for its beautiful beaches, lush parks, and outdoor recreational activities, making it a popular destination for nature lovers and outdoor enthusiasts. Residents can enjoy boating, fishing, and water sports along the nearby Indian River Lagoon, or simply relax on the sandy shores of the Atlantic Ocean.Demographically, Palm Shores is a diverse community with a mix of young families, retirees, and working professionals. The town has a median household income slightly above the national average, and a relatively low cost of living compared to other cities in the state. The majority of residents in Palm Shores are white, followed by Hispanic and African American populations.Economically, Palm Shores relies heavily on tourism and the service industry to drive its economy. The town is home to several hotels, restaurants, and shops that cater to visitors from all over the world. Additionally, Palm Shores is located near the Kennedy Space Center and a number of aerospace companies, providing employment opportunities for residents in the aerospace and technology sectors.In conclusion, Palm Shores, Florida is a charming town with a strong sense of community and a variety of amenities for residents to enjoy. While the town faces challenges such as traffic congestion and DUI convictions, local authorities are working diligently to