FR44 Insurance in Orange City, Florida

Serving Drivers in Volusia County and Across Florida

Getting FR44 insurance in Orange City, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Orange City, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Orange City, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Orange City, Florida or the surrounding Volusia County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Orange City, Florida Choose Us

  • ✔ Florida’s most trusted resource for FR44 insurance
  • ✔ We specialize in Florida FR44 and SR22 policies
  • ✔ Instant electronic DMV filing — no delays
  • ✔ Affordable monthly payments, even with a DUI
  • ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Orange City, Florida

Orange City, Florida, is conveniently located near several major transportation routes, making it accessible for commuters, travelers, and trucking. Interstate 4 (I-4) runs to the south of the town, serving as a vital east-west corridor connecting Orange City to larger cities like Orlando and Daytona Beach. U.S. Route 17/92, a well-traveled highway, runs directly through Orange City and provides an important north-south connection within the region. Additionally, State Road 472 acts as a short connector between I-4 and U.S. Route 17/92, facilitating easy access to the town’s core from the interstate. County Road 4145, also known as Veterans Memorial Parkway, is a notable local road that helps in navigating the area. These key routes make Orange City a strategically positioned hub for transportation within Central Florida.

Nearby Towns We Also Serve

In addition to serving Orange City, Florida, we also cater to the nearby communities of Deltona, DeLand, and Sanford, as well as Debary, Lake Helen, and Cassadaga. Each of these towns is conveniently located within a short drive, making them ideal destinations for work, school, and daily errands.

¡Hablamos español!

We have Spanish-speaking agents ready to help.

Whether you're in Orange City, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Orange City, Florida

Orange City is a charming city located in Central Florida, known for its rich history, friendly community, and abundance of natural beauty. Situated in Volusia County, Orange City is conveniently located near major roadways such as Interstate 4 and U.S. Highway 17-92, providing easy access to nearby cities such as Orlando and Daytona Beach.Driving conditions in Orange City are relatively smooth due to well-maintained roads and minimal traffic congestion. However, like any city, Orange City does have its fair share of DUI convictions and traffic enforcement to ensure road safety. The Orange City Police Department actively patrols the streets to enforce traffic laws and crack down on impaired driving, making the community a safer place for residents and visitors alike.The lifestyle in Orange City is laid-back and family-friendly, with a strong sense of community and plenty of recreational activities to enjoy. The city boasts numerous parks, nature trails, and outdoor recreational facilities, providing ample opportunities for residents to stay active and enjoy the great outdoors.Demographically, Orange City is a diverse community with a population of around 11,000 residents. The city is home to a mix of young professionals, families, and retirees, creating a vibrant and welcoming atmosphere for all who call Orange City home.Economically, Orange City has a thriving business community that includes retail shops, restaurants, and professional services. The city’s proximity to major highways and tourist destinations makes it an attractive location for businesses looking to establish a presence in Central Florida.In conclusion, Orange City is a hidden gem in Central Florida that offers a high quality of life, beautiful surroundings, and a strong sense of community. With its convenient location, safe driving conditions, and diverse population, Orange City is a great place to live, work, and play.

Clerk of the Court Office for Orange City, Florida

Orange City | Volusia County | Florida




Telephone Number:

DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)

Orange City | Volusia County | Florida

Bureau of Administrative Reviews (by County)

Orange City | Volusia County | Florida

Drivers License Service Centers for Orange City, Florida

Orange City | Volusia County | Florida

Florida Highway Patrol Stations

Orange City | Volusia County | Florida

Interlock Device Florida

Contracted Provider Contact Information Approved Devices
Florida Interlock, Inc./Draeger 813-513-0000
Website
Model #: Draeger Interlock 7000
Smart Start 800-880-3394
Website
Model #SSI 2030
Guardian Interlock 800-499-0994
Website
Model #: AMS 2000
ALCOLOCK 866-837-8646
Website
Model #: Alcolock LR
INTOXALOCK 844-612-3952
Website
Model #: Model #: 1001A

FAQ for Orange City, Florida FR44 Insurance

Question:

What is FR44 insurance, and why might it be required for drivers in Orange City, Florida?

Answer:

FR44 insurance is a type of financial responsibility insurance required in Florida for certain individuals who have been convicted of severe driving offenses, such as DUI. In Orange City, Florida, drivers required to carry FR44 insurance must maintain higher liability limits than those with standard policies to demonstrate their financial responsibility on the road. This requirement typically ensures that these drivers can cover higher potential damages to others if future incidents occur.


Question:

How can drivers in Orange City, Florida, obtain FR44 insurance, and what role do FR44 & SR22 Experts play in this process?

Answer:

Drivers in Orange City, Florida, can obtain FR44 insurance by contacting specialized providers that offer high-risk auto insurance policies. FR44 & SR22 Experts are instrumental in this process as they have the expertise and experience necessary to guide drivers through obtaining the appropriate coverage, ensuring compliance with Florida’s legal requirements. By working with these specialists, drivers can receive personalized quotes and advice tailored to their specific situation.


Question:

How long must drivers carry FR44 insurance in Orange City, Florida?

Answer:

In Orange City, Florida, drivers required to carry FR44 insurance must typically maintain this coverage for three continuous years from the reinstatement date of their driver’s license. However, the exact duration may vary depending on the specifics of the individual’s situation and any additional legal mandates that may apply. It is essential for drivers to comply with all requirements during this period to avoid further penalties or extend the requirement duration. Consulting with FR44 & SR22 Experts can help drivers understand their obligations and how to maintain compliance effectively.


Premier FR44 Insurance Providers in Florida