FR44 Insurance in Olympia Heights, Florida

Serving Drivers in Miami-Dade County and Across Florida

Getting FR44 insurance in Olympia Heights, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Olympia Heights, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Olympia Heights, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Olympia Heights, Florida or the surrounding Miami-Dade County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Olympia Heights, Florida Choose Us

  • ✔ Florida’s most trusted resource for FR44 insurance
  • ✔ We specialize in Florida FR44 and SR22 policies
  • ✔ Instant electronic DMV filing — no delays
  • ✔ Affordable monthly payments, even with a DUI
  • ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Olympia Heights, Florida

Olympia Heights, Florida, is well-connected by several major roadways that facilitate commuting, travel, and trucking. The area is notably served by the Palmetto Expressway (State Road 826), which runs conveniently nearby and provides access to various parts of Miami-Dade County. Additionally, the Don Shula Expressway (State Road 874) offers a route toward the south, linking with other important roadways. Bird Road (State Road 976) runs directly through Olympia Heights, serving as a significant local east-west corridor. For travelers needing to reach downtown Miami or further destinations, U.S. Route 1 lies to the east and provides a broader connection throughout the region. Together, these routes form a robust network that supports both local and long-distance travel needs.

Nearby Towns We Also Serve

In addition to Olympia Heights, Florida, we also serve the surrounding communities of Coral Gables, Kendall, Westchester, Doral, Miami, Hialeah, and Pinecrest. These towns and cities are conveniently located within a 30-mile radius, making them popular destinations for commuting, education, and daily errands.

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We have Spanish-speaking agents ready to help.

Whether you're in Olympia Heights, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Olympia Heights, Florida

Olympia Heights, Florida: A Complete OverviewNestled in the heart of Miami-Dade County, Olympia Heights is a charming town with a unique blend of suburban and urban vibes. Boasting a population of around 13,000 residents, Olympia Heights is a diverse and vibrant community that offers residents a high quality of life. In this article, we will delve into the details of this town, including major roadways, driving conditions, DUI convictions, traffic enforcement, lifestyle, demographics, and economics.Major Roadways:Olympia Heights is well-connected to the rest of Miami-Dade County via major roadways such as the Palmetto Expressway (SR 826) and Bird Road (SR 976). These roadways provide easy access to nearby cities such as Miami and Coral Gables, making commuting a breeze for residents. The town is also served by several local roads that connect different neighborhoods within Olympia Heights.Driving Conditions:Driving conditions in Olympia Heights are generally good, with well-maintained roads and efficient traffic flow. However, like any other town in Florida, residents may encounter occasional traffic congestion during peak hours. It is important for drivers to exercise caution and follow traffic laws to ensure safety on the roads.DUI Convictions and Traffic Enforcement:DUI convictions are taken seriously in Florida, and Olympia Heights is no exception. Law enforcement agencies in the town are vigilant in enforcing DUI laws to ensure the safety of all residents. DUI checkpoints are occasionally set up on major roadways to catch offenders, and those found guilty of driving under the influence face severe penalties, including fines, license suspension, and even jail time.Traffic enforcement in Olympia Heights is also strict when it comes to other traffic violations such as speeding, reckless driving, and running red lights. Police officers are regularly patrolling the streets to ensure compliance with traffic laws and maintain order on the roads.Lifestyle:The lifestyle in Olympia Heights is laid-back and family-friendly, with a strong sense of community. Residents enjoy a wide range of amenities, including parks, shopping centers, and restaurants. The town is also home to top-rated schools, making it an ideal place to raise a family.Demographics:Olympia Heights boasts a diverse population, with residents from various cultural backgrounds. The town is a melting pot of different ethnicities, making it a vibrant and inclusive community. The median age of residents is around 35 years old, and the majority of households are owner-occupied.Economics

Clerk of the Court Office for Olympia Heights, Florida

Olympia Heights | Miami-Dade County | Florida

Miami-Dade Clerk of the Court Office
1351 NW 12th St. Room 124
Miami, Florida 33125
Telephone Number: 305-275-1111

DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)

Olympia Heights | Miami-Dade County | Florida

Bureau of Administrative Reviews (by County)

Olympia Heights | Miami-Dade County | Florida

Drivers License Service Centers for Olympia Heights, Florida

Olympia Heights | Miami-Dade County | Florida

Florida Highway Patrol Stations

Olympia Heights | Miami-Dade County | Florida

Interlock Device Florida

Contracted Provider Contact Information Approved Devices
Florida Interlock, Inc./Draeger 813-513-0000
Website
Model #: Draeger Interlock 7000
Smart Start 800-880-3394
Website
Model #SSI 2030
Guardian Interlock 800-499-0994
Website
Model #: AMS 2000
ALCOLOCK 866-837-8646
Website
Model #: Alcolock LR
INTOXALOCK 844-612-3952
Website
Model #: Model #: 1001A

FAQ for Olympia Heights, Florida FR44 Insurance

Question:

What is FR44 insurance, and why might it be required for drivers in Olympia Heights, Florida?

Answer:

FR44 insurance is a type of liability coverage required for drivers who have been convicted of certain serious offenses, such as DUI or DWI, in Florida. For residents of Olympia Heights, this means if you’ve been convicted of such an offense, the state mandates carrying higher liability limits than typical automobile insurance policies. This ensures you are better equipped financially to cover damages in an accident. It’s advisable to consult with FR44 & SR22 Experts to understand the specific requirements and find a suitable policy.


Question:

How does FR44 insurance differ from SR22 insurance for residents in Olympia Heights, Florida?

Answer:

While both FR44 and SR22 are types of financial responsibility filings required for certain drivers in Florida, the main difference is the level of liability coverage required. For those in Olympia Heights, FR44 demands higher liability limits compared to SR22, typically in cases involving alcohol-related offenses. SR22 is generally needed for less severe violations but still indicates high-risk status. FR44 & SR22 Experts can help Olympia Heights drivers determine which form best applies to their situation.


Question:

Can I switch insurance providers while maintaining my FR44 status in Olympia Heights, Florida?

Answer:

Yes, drivers in Olympia Heights are allowed to switch insurance providers even if they require FR44 coverage. However, it’s crucial to ensure there is no gap in coverage during the transition between insurers. It’s recommended to work with FR44 & SR22 Experts who can assist in coordinating with new providers to maintain continuous compliance with state regulations and avoid any potential penalties.


Premier FR44 Insurance Providers in Florida