FR44 Insurance in North Bay Village, Florida

Serving Drivers in Miami-Dade County and Across Florida

Getting FR44 insurance in North Bay Village, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in North Bay Village, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in North Bay Village, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in North Bay Village, Florida or the surrounding Miami-Dade County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in North Bay Village, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in North Bay Village, Florida

North Bay Village, Florida, is primarily served by the John F. Kennedy Causeway (State Road 934), a crucial east-west route connecting the town to Miami to the west and Miami Beach to the east. This causeway is a vital commuting artery, offering seamless access across Biscayne Bay. While no interstates run directly through North Bay Village, Interstate 95 is conveniently located just a few miles to the west, providing fast north-south travel through the Miami metropolitan area and beyond. Additionally, the nearby Biscayne Boulevard (U.S. Route 1) offers a major north-south alternative for local traffic. These roads collectively facilitate efficient travel and commuting for residents, visitors, and truckers frequenting the area.

Nearby Towns We Also Serve

In our service area surrounding North Bay Village, Florida, we also cater to residents and visitors in nearby communities such as Miami, Miami Beach, Aventura, North Miami, Sunny Isles Beach, Bal Harbour, and Hialeah. Whether you’re commuting for work, attending school, or running errands, these vibrant towns and cities are all within easy reach.

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Whether you're in North Bay Village, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of North Bay Village, Florida

North Bay Village is a charming town located in Miami-Dade County, Florida. Situated on two small islands in Biscayne Bay, North Bay Village is known for its beautiful waterfront views and relaxed atmosphere. Major roadways in North Bay Village include the John F. Kennedy Causeway, which connects the islands to the mainland, and the 79th Street Causeway, which provides access to the neighboring city of Miami Beach. These roadways can sometimes experience heavy traffic congestion, especially during rush hours and peak tourist seasons. In recent years, North Bay Village has seen an increase in DUI convictions and traffic enforcement efforts. Local law enforcement agencies have been cracking down on impaired driving and speeding, in an effort to make the roads safer for residents and visitors alike. The lifestyle in North Bay Village is laid-back and beachy, with residents enjoying easy access to water activities such as boating, fishing, and paddleboarding. The town also boasts a variety of upscale restaurants, shops, and entertainment options, making it a popular destination for tourists and locals alike. Demographically, North Bay Village is a diverse community, with a mix of young professionals, families, and retirees. The town has a population of around 8,000 residents, with a median household income of approximately $55,000. Economically, North Bay Village relies heavily on tourism and hospitality industries, with many residents working in hotels, restaurants, and other service-oriented businesses. The town also has a growing real estate market, with many new developments popping up along the waterfront. Overall, North Bay Village offers a unique blend of waterfront living, vibrant culture, and economic opportunity. With its picturesque views, friendly atmosphere, and convenient location, it’s no wonder why so many people choose to call this charming town home.