FR44 Insurance in Miami Springs, Florida

Serving Drivers in Miami-Dade County and Across Florida

Getting FR44 insurance in Miami Springs, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Miami Springs, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Miami Springs, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Miami Springs, Florida or the surrounding Miami-Dade County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Miami Springs, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Miami Springs, Florida

Miami Springs, Florida, is conveniently located near several major transportation routes that facilitate easy commuting and travel. Key roadways include the Palmetto Expressway (State Road 826), which runs to the west, providing a vital north-south route for local and regional travel. Just east of Miami Springs, the Dolphin Expressway (State Road 836) offers swift access to downtown Miami, Miami International Airport, and connects to I-95 for routes north and south, making it a crucial artery for trucking and commuting. Additionally, LeJeune Road (State Road 953) runs through the area, connecting travelers to the airport and US Route 1. These routes, along with the nearby Okeechobee Road (US 27), establish Miami Springs as a well-connected hub for drivers navigating South Florida.

Nearby Towns We Also Serve

In addition to Miami Springs, we proudly serve the surrounding communities of Hialeah, Doral, Coral Gables, Miami Beach, North Miami, Sweetwater, and Medley, all conveniently located within a 30-mile radius and easily accessible for commuting, school, or daily errands.

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We have Spanish-speaking agents ready to help.

Whether you're in Miami Springs, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Miami Springs, Florida

Miami Springs, Florida is a charming town located in Miami-Dade County, just a short drive away from the hustle and bustle of downtown Miami. Known for its tree-lined streets, friendly community atmosphere, and beautiful parks, Miami Springs offers residents a peaceful suburban setting with easy access to all the amenities of the city.Major roadways in Miami Springs include the Miami Springs Drive, Hialeah Drive, and Curtiss Parkway. These roads provide convenient access to nearby highways and interstates, making it easy for residents to commute to work or explore the surrounding area. The traffic conditions in Miami Springs are generally moderate, with some congestion during peak hours, but overall manageable for drivers.When it comes to DUI convictions, Miami Springs takes a strict stance on drunk driving. Law enforcement officers are vigilant in patrolling the streets and enforcing DUI laws to ensure the safety of residents and visitors. Those convicted of DUI in Miami Springs may face severe consequences, including fines, license suspension, or even jail time.Traffic enforcement is also a priority in Miami Springs, with officers regularly monitoring speed limits, red light violations, and other traffic infractions. This proactive approach helps to keep roads safe and prevent accidents in the community.The lifestyle in Miami Springs is laid-back and family-friendly, with plenty of parks, playgrounds, and recreational facilities for residents to enjoy. The town hosts various events and festivals throughout the year, bringing the community together and fostering a strong sense of camaraderie.Demographically, Miami Springs is a diverse community, with a mix of cultural backgrounds and ethnicities represented among its residents. The town has a population of approximately 14,000 people, with a median household income of $56,228. The majority of residents own their homes, and the cost of living in Miami Springs is slightly higher than the national average.Economically, Miami Springs boasts a thriving business community, with a mix of small businesses, restaurants, and retail shops lining the town’s streets. The town’s proximity to Miami International Airport and downtown Miami also provides residents with ample job opportunities in various industries.Overall, Miami Springs offers a unique blend of suburban tranquility and urban convenience, making it a desirable place to live for those seeking a peaceful yet vibrant community in South Florida.