FR44 Insurance in Madison, Florida
Serving Drivers in Madison County and Across Florida
Getting FR44 insurance in Madison, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Madison, Florida, and we’re here to help you compare, quote, and file fast.
What Is FR44 Insurance and Who Needs It?
Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.
Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.
Whether you live in Madison, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.
Looking for Florida FR44 Insurance at the lowest price in Madison, Florida or the surrounding Madison County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.
Monthly Payments Available
Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.
With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.
Why Drivers in Madison, Florida Choose Us
- ✔ Florida’s most trusted resource for FR44 insurance
- ✔ We specialize in Florida FR44 and SR22 policies
- ✔ Instant electronic DMV filing — no delays
- ✔ Affordable monthly payments, even with a DUI
- ✔ Fast quotes, no hidden fees, 100% online
We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.
Major Roadways in Madison, Florida
Madison, Florida, is strategically located with several major transportation routes facilitating travel and trade. The most significant roadway is Interstate 10, which runs east-west just south of the town, providing a vital link to major cities such as Jacksonville to the east and Tallahassee to the west. U.S. Route 90 also passes through Madison, running parallel to I-10, serving as an important local and regional commuter route. Additionally, U.S. Route 221 intersects with U.S. 90 in downtown Madison, extending north towards the Georgia state line and south towards Perry, Florida. These highways make Madison a key connectivity point for drivers heading in all directions, whether for local commuting, long-haul trucking, or cross-state travel.
Nearby Towns We Also Serve
In addition to serving Madison, Florida, we also cater to the surrounding communities of Greenville, Lee, and Pinetta. For those occasionally traveling a bit further, our services extend to the neighboring larger towns of Live Oak and Quitman. These nearby towns and cities fall within a convenient driving distance for work, school, or errands and provide a wide range of services and amenities for our residents.
¡Hablamos español!
We have Spanish-speaking agents ready to help.
Whether you're in Madison, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida
CALL NOW: 855-678-6799
Map of Madison, Florida
Madison, Florida is a charming town located in Madison County, in the northern part of the state. It is known for its quaint atmosphere, historic architecture, and friendly community. The town is surrounded by lush farmland and beautiful natural landscapes, making it a popular destination for outdoor enthusiasts and nature lovers.Major roadways in Madison include Interstate 10, which runs through the southern part of town, as well as U.S. Highway 90 and State Road 53. These roads provide easy access to neighboring cities and attractions, making Madison a convenient place to live or visit.Driving conditions in Madison are generally good, with well-maintained roads and a low traffic volume compared to larger cities. However, like any town, Madison has its share of DUI convictions and traffic enforcement measures in place to ensure the safety of its residents and visitors. The Madison County Sheriff’s Office is responsible for enforcing traffic laws and conducting DUI checkpoints to crack down on impaired driving.In terms of lifestyle, Madison offers a relaxed and laid-back atmosphere, with a strong sense of community and Southern hospitality. Residents enjoy a variety of recreational activities, including fishing, boating, hiking, and hunting. The town also hosts several annual events and festivals, such as the Watermelon Festival and the North Florida Livestock Show.Demographically, Madison is a diverse town with a mix of residents from various backgrounds and ethnicities. The population is predominantly white, with a significant African American and Hispanic presence. The town has a relatively low cost of living compared to larger cities in Florida, making it an affordable place to call home.Economically, Madison relies heavily on agriculture and tourism as main sources of income. The town is home to several small businesses, shops, and restaurants that cater to both locals and visitors. Additionally, Madison has a growing arts and cultural scene, with art galleries, theaters, and music venues that showcase the talent of local artists and performers.Overall, Madison is a hidden gem in North Florida, offering a peaceful and scenic retreat for those looking to escape the hustle and bustle of city life. With its friendly residents, beautiful landscapes, and rich history, Madison is a place that truly captures the essence of small-town living.
Clerk of the Court Office for Madison, Florida
Madison | Madison County | Florida
Telephone Number:
DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)
Madison | Madison County | Florida
Bureau of Administrative Reviews (by County)
Madison | Madison County | Florida
Drivers License Service Centers for Madison, Florida
Madison | Madison County | Florida
Florida Highway Patrol Stations
Madison | Madison County | Florida
Interlock Device Florida
| Contracted Provider | Contact Information | Approved Devices |
|---|---|---|
| Florida Interlock, Inc./Draeger | 813-513-0000 Website |
Model #: Draeger Interlock 7000 |
| Smart Start | 800-880-3394 Website |
Model #SSI 2030 |
| Guardian Interlock | 800-499-0994 Website |
Model #: AMS 2000 |
| ALCOLOCK | 866-837-8646 Website |
Model #: Alcolock LR |
| INTOXALOCK | 844-612-3952 Website |
Model #: Model #: 1001A |
FAQ for Madison, Florida FR44 Insurance
Question:
What is the difference between FR44 insurance and regular auto insurance in Madison, Florida?
Answer:
FR44 insurance in Madison, Florida, is specifically designed for drivers who have been convicted of offenses such as DUI. It typically requires higher liability coverage limits compared to standard auto insurance. FR44 insurance acts as proof of financial responsibility, ensuring that high-risk drivers meet the minimum required by the state. Regular auto insurance, on the other hand, is available to all drivers and may have lower liability requirements unless specified by a court order.
Question:
How can I find affordable FR44 insurance in Madison, Florida?
Answer:
Finding affordable FR44 insurance in Madison, Florida, can be challenging, but there are strategies to help manage costs. Working with FR44 & SR22 Experts can be beneficial as they specialize in high-risk insurance policies. Additionally, it’s a good idea to compare quotes from multiple insurers, maintain a good driving record to qualify for discounts, and look into policy adjustments like higher deductibles to lower premium payments.
Question:
How long do I need to maintain FR44 insurance in Madison, Florida?
Answer:
In Madison, Florida, the duration for which you need to maintain FR44 insurance typically depends on the terms set by the court or the Florida Department of Highway Safety and Motor Vehicles (FLHSMV). Usually, it is required for at least three years following a conviction for a DUI offense. It’s important to verify the exact term with FR44 & SR22 Experts to ensure compliance with local laws and avoid any lapses that could lead to additional penalties.
Premier FR44 Insurance Providers in Florida
Need Statewide FR44 Insurance Information?
Whether you're looking for non-owner FR44 insurance or need to reinstate your license after a DUI, our Florida FR44 Insurance hub has everything you need to know. Find out how to qualify, get affordable quotes, and file instantly with the DMV.