FR44 Insurance in Howey-in-the-Hills, Florida

Serving Drivers in Lake County and Across Florida

Getting FR44 insurance in Howey-in-the-Hills, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Howey-in-the-Hills, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Howey-in-the-Hills, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Howey-in-the-Hills, Florida or the surrounding Lake County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Howey-in-the-Hills, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Howey-in-the-Hills, Florida

Howey-in-the-Hills, Florida, is conveniently located near several major roadways, making it accessible for commuters, travelers, and truckers. The town is situated close to U.S. Route 27, a major north-south highway that runs through central Florida, providing easy access to nearby cities and further destinations. Additionally, State Road 19 runs directly through Howey-in-the-Hills, offering a direct route to neighboring towns and connecting with other significant highways. For those traveling east or west, the nearby Florida Turnpike (State Road 91) serves as a key corridor, linking the region with Orlando to the southeast and I-75 to the west. These roadways make Howey-in-the-Hills a strategically located hub for transportation and commuting.

Nearby Towns We Also Serve

In the vicinity of Howey-in-the-Hills, Florida, we also serve the nearby communities of Leesburg, Tavares, Mount Dora, Clermont, Eustis, Winter Garden, and Minneola. These towns and cities are within a convenient driving distance for work, school, or daily errands, offering a blend of small-town charm and larger city amenities.

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Whether you're in Howey-in-the-Hills, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Howey-in-the-Hills, Florida

Howey-in-the-Hills is a small town located in Lake County, Florida. With a population of just over 1,000 residents, the town is known for its scenic beauty and laid-back lifestyle. The town is named after William John Howey, a citrus grower and developer who founded the community in the early 20th century.Major roadways in Howey-in-the-Hills include State Road 19, which runs through the town and connects it to nearby cities such as Tavares and Leesburg. The town is also located near the Florida Turnpike, providing easy access to Orlando and other major cities in the state.Driving conditions in Howey-in-the-Hills are generally good, with well-maintained roads and minimal traffic congestion. However, like many other towns in Florida, Howey-in-the-Hills has a problem with drivers operating under the influence of alcohol or drugs. DUI convictions are not uncommon in the area, and law enforcement officials are actively working to crack down on impaired driving.Traffic enforcement in Howey-in-the-Hills is handled by the Lake County Sheriff’s Office, which has a presence in the town and regularly patrols the streets to ensure compliance with traffic laws. Speeding, reckless driving, and other traffic violations are taken seriously, and drivers who break the law can expect to face fines, license suspensions, and other penalties.The lifestyle in Howey-in-the-Hills is relaxed and family-friendly, with many residents enjoying outdoor activities such as boating, fishing, and golfing. The town is home to several parks and recreational areas, providing plenty of opportunities for residents to stay active and enjoy the natural beauty of the area.Demographically, Howey-in-the-Hills is primarily a white, middle-class community, with a mix of families, retirees, and young professionals calling the town home. The median household income in Howey-in-the-Hills is above the national average, and property values are on the rise, making it an attractive place to live for those looking to escape the hustle and bustle of larger cities.Economically, Howey-in-the-Hills relies heavily on tourism, with many visitors drawn to the town’s historic charm and scenic beauty. The town is home to several small businesses, including restaurants, shops, and bed and breakfasts, which cater to both tourists and locals alike. Overall, Howey-in-the-Hills offers a peaceful and picturesque setting for those looking to escape the chaos of