FR44 Insurance in Hilliard, Florida

Serving Drivers in Nassau County and Across Florida

Getting FR44 insurance in Hilliard, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Hilliard, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Hilliard, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Hilliard, Florida or the surrounding Nassau County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Hilliard, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Hilliard, Florida

Hilliard, Florida, is strategically positioned with several key transportation routes facilitating commuting, travel, and trucking. U.S. Route 1 runs near Hilliard, offering a major north-south corridor for travelers heading towards Jacksonville to the southeast or into Georgia to the north. State Road 200, which becomes A1A, serves as a significant east-west route, connecting travelers to the Atlantic coast and Interstate 95. Although not directly in Hilliard, Interstate 95 is accessible and crucial for longer-distance travel and freight movement along the Eastern Seaboard. Additionally, State Road 2 passes through the area, providing connectivity to other local communities. These roadways make Hilliard an accessible and convenient location for both local and long-distance travel.

Nearby Towns We Also Serve

In addition to serving Hilliard, Florida, we are pleased to offer our services to the nearby communities of Callahan, Yulee, Fernandina Beach, Baldwin, Kingsland, Folkston, and Jacksonville. These towns and cities, all located within a convenient 30-mile radius, are ideal for those commuting for work, attending school, or running daily errands.

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Whether you're in Hilliard, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Hilliard, Florida

Hilliard, Florida is a quaint town located in Nassau County, in the northeastern part of the state. With a population of around 3,000 residents, Hilliard has a small-town feel with a close-knit community atmosphere.The major roadways in Hilliard include US Highway 1, which runs through the center of town, as well as State Routes 15 and 200. These roads provide easy access to nearby cities like Jacksonville and Fernandina Beach, making Hilliard a convenient location for those looking to commute to work or explore the surrounding area.Driving conditions in Hilliard are generally good, with well-maintained roads and minimal traffic congestion. However, like many small towns, Hilliard does have its fair share of DUI convictions. Law enforcement in the area takes a tough stance on drunk driving, and those caught driving under the influence can face serious consequences, including fines, license suspension, and even jail time.Traffic enforcement in Hilliard is taken seriously, with officers patrolling the streets to ensure that drivers are obeying the rules of the road. Speeding, reckless driving, and other traffic violations are not tolerated, and those caught breaking the law can expect to face penalties.The lifestyle in Hilliard is relaxed and laid-back, with many residents enjoying outdoor activities like fishing, hiking, and hunting. The town has a strong sense of community, with local events and festivals bringing people together throughout the year.In terms of demographics, Hilliard is a diverse community with a mix of ages, backgrounds, and occupations. The town is home to families, retirees, and young professionals, creating a dynamic and welcoming environment for all who live there.Economically, Hilliard is a small town with a mix of businesses, including retail stores, restaurants, and services. The local economy is supported by agriculture, with farming and ranching playing a significant role in the area. While the town may not have the same level of economic opportunity as larger cities, Hilliard offers a slower pace of life and a strong sense of community that many residents find appealing.In conclusion, Hilliard, Florida is a charming town with a unique blend of small-town charm and modern conveniences. With its picturesque surroundings, friendly residents, and strong sense of community, Hilliard offers a peaceful and inviting place to call home.