FR44 Insurance in Hastings, Florida

Serving Drivers in Saint Johns County and Across Florida

Getting FR44 insurance in Hastings, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Hastings, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Hastings, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Hastings, Florida or the surrounding Saint Johns County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Hastings, Florida Choose Us

  • ✔ Florida’s most trusted resource for FR44 insurance
  • ✔ We specialize in Florida FR44 and SR22 policies
  • ✔ Instant electronic DMV filing — no delays
  • ✔ Affordable monthly payments, even with a DUI
  • ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Hastings, Florida

Hastings, Florida, is strategically positioned near several key transportation routes that facilitate efficient commuting and transport. The primary roadway serving the area is State Road 207 (SR 207), which runs directly through the town, providing a vital link to St. Augustine to the northeast and Palatka to the west. Additionally, US Route 1 lies a few miles to the east of Hastings, offering a major north-south corridor for coastal access. For broader connections, Interstate 95, a crucial artery for long-distance travel along the East Coast, is accessible via SR 207 or US Route 1, offering convenient routes to major cities such as Jacksonville and Daytona Beach. These roads collectively ensure that Hastings is well-connected for both local and regional travel.

Nearby Towns We Also Serve

In addition to serving Hastings, Florida, we also extend our services to the nearby communities of Palatka, St. Augustine, Green Cove Springs, Palm Coast, and East Palatka, making it easy for residents in these areas to commute for work, school, or daily errands.

¡Hablamos español!

We have Spanish-speaking agents ready to help.

Whether you're in Hastings, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Hastings, Florida

Hastings, Florida is a small town located in St. Johns County, approximately 18 miles southwest of St. Augustine. With a population of just over 700 residents, Hastings is a close-knit community with a rich history and tight-knit community.Major roadways in Hastings include State Road 207 and County Road 13, providing easy access to nearby towns and cities. While these roads are generally well-maintained, they can sometimes become congested during peak travel times, especially on weekends and holidays.In terms of driving conditions, Hastings is known for its quiet, rural roads and laid-back atmosphere. However, like many small towns, speeding and reckless driving can still be an issue. As a result, the local police department frequently patrols the area to ensure the safety of residents and visitors.In terms of DUI convictions, Hastings has seen a recent increase in cases, prompting law enforcement to crack down on drunk driving. Residents are encouraged to use designated drivers or rideshare services when consuming alcohol, and to always drive responsibly.Traffic enforcement in Hastings is taken seriously, with local police monitoring speed limits, stop signs, and other traffic laws to keep the community safe. Those caught violating traffic laws can expect to face fines, points on their license, and other penalties.The lifestyle in Hastings is laid-back and family-friendly, with residents enjoying easy access to outdoor activities like hiking, fishing, and boating. The town also has a number of community events and festivals throughout the year, fostering a sense of camaraderie among residents.Demographically, Hastings is a diverse community with a mix of ages, races, and backgrounds. The town has a strong sense of community pride and unity, with residents working together to improve the quality of life for all.Economically, Hastings relies heavily on agriculture, with farming and citrus production being major industries in the area. The town also has a small but growing tourism industry, thanks to its proximity to St. Augustine and other popular destinations.In conclusion, Hastings, Florida is a charming town with a lot to offer residents and visitors alike. From its rural charm to its strong sense of community, Hastings is a hidden gem in St. Johns County that is well worth a visit.

Clerk of the Court Office for Hastings, Florida

Hastings | Saint Johns County | Florida




Telephone Number:

DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)

Hastings | Saint Johns County | Florida

Bureau of Administrative Reviews (by County)

Hastings | Saint Johns County | Florida

Drivers License Service Centers for Hastings, Florida

Hastings | Saint Johns County | Florida

Florida Highway Patrol Stations

Hastings | Saint Johns County | Florida

Interlock Device Florida

Contracted Provider Contact Information Approved Devices
Florida Interlock, Inc./Draeger 813-513-0000
Website
Model #: Draeger Interlock 7000
Smart Start 800-880-3394
Website
Model #SSI 2030
Guardian Interlock 800-499-0994
Website
Model #: AMS 2000
ALCOLOCK 866-837-8646
Website
Model #: Alcolock LR
INTOXALOCK 844-612-3952
Website
Model #: Model #: 1001A

FAQ for Hastings, Florida FR44 Insurance

Question:

What is FR44 insurance and why might I need it in Hastings, Florida?

Answer:

FR44 insurance is a type of high-risk auto insurance policy required in Florida, including Hastings, for drivers who have been convicted of specific offenses, such as driving under the influence (DUI). It provides higher liability coverage limits than standard policies to ensure that these drivers can cover damages or injuries they may cause. FR44 & SR22 Experts can provide detailed information and assistance specific to your situation in Hastings.


Question:

How does FR44 insurance differ from SR22 in Hastings, Florida?

Answer:

In Hastings, Florida, both FR44 and SR22 are forms of proof of financial responsibility required for high-risk drivers. However, FR44 insurance has higher minimum liability coverage requirements compared to SR22, and it is typically mandated for more severe violations such as DUIs. For more clarity, consulting with FR44 & SR22 Experts can help you understand which certification you need and assist you in obtaining it.


Question:

Can I expect FR44 insurance rates to be higher if I live in Hastings, Florida?

Answer:

Yes, FR44 insurance rates are generally higher than standard insurance policies in Hastings and across Florida. This is due to the higher liability coverage requirements and the risk profile associated with drivers who require FR44. Working with FR44 & SR22 Experts can help you find the most affordable options available to you in Hastings while ensuring compliance with state law.


Premier FR44 Insurance Providers in Florida