FR44 Insurance in Edgewater, Florida

Serving Drivers in Volusia County and Across Florida

Getting FR44 insurance in Edgewater, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Edgewater, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Edgewater, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Edgewater, Florida or the surrounding Volusia County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Edgewater, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Edgewater, Florida

Edgewater, Florida, is conveniently accessed through several major transportation routes that facilitate commuting and travel. The primary highway serving the area is Interstate 95, a major north-south artery running along the eastern seaboard of the United States, providing quick access to major cities and hubs. U.S. Route 1, a historic highway that parallels I-95, also runs through Edgewater, offering a scenic alternative for local travel and connecting to nearby towns and cities. In addition to these numbered highways, State Road 442, known locally as Indian River Boulevard, provides direct access from Interstate 95 into the heart of Edgewater. These routes, combined with an array of local roads, ensure that Edgewater is well-connected for both everyday commuting and long-distance travel.

Nearby Towns We Also Serve

In addition to serving Edgewater, Florida, our services extend to several nearby towns and cities. Residents frequently travel to and from New Smyrna Beach, Port Orange, Daytona Beach, Titusville, Sanford, and Deltona for work, school, and errands. These communities, all within a convenient driving distance, are an essential part of the vibrant area we proudly serve.

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Whether you're in Edgewater, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Edgewater, Florida

Edgewater, Florida is a charming town located in Volusia County, known for its beautiful natural landscapes, friendly community, and numerous recreational activities. Nestled along the Indian River, Edgewater offers a peaceful and laid-back atmosphere, making it an ideal place to call home.Major roadways in Edgewater include Interstate 95, US Highway 1, and State Road 442, providing easy access to neighboring cities such as Daytona Beach and New Smyrna Beach. These roadways are generally well-maintained and traffic flow is smooth, although congestion can occur during peak travel times.As with any town, driving under the influence is a serious issue in Edgewater. DUI convictions are not uncommon, and law enforcement officers are vigilant in enforcing traffic laws to ensure the safety of all residents and visitors. The city has implemented various measures such as sobriety checkpoints and increased patrols to combat drunk driving, promoting responsible behavior on the roads.The lifestyle in Edgewater is characterized by a strong sense of community, with residents enjoying outdoor activities such as boating, fishing, and hiking. The town is also home to several parks and recreational facilities, providing ample opportunities for leisure and fitness.In terms of demographics, Edgewater has a diverse population with a mix of families, retirees, and young professionals. The median age of residents is 47 years old, and the majority of the population is White, followed by Hispanic and African American individuals.Economically, Edgewater has a growing and stable job market, with industries such as tourism, healthcare, and manufacturing contributing to the local economy. The median household income in the town is $45,000, and the cost of living is relatively affordable compared to nearby cities.Overall, Edgewater, Florida offers a peaceful and welcoming environment for residents and visitors alike. With its picturesque surroundings, strong sense of community, and access to various amenities, the town continues to attract individuals seeking a relaxed and enjoyable lifestyle.