FR44 Insurance in DeFuniak Springs, Florida

Serving Drivers in Walton County and Across Florida

Getting FR44 insurance in DeFuniak Springs, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in DeFuniak Springs, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in DeFuniak Springs, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in DeFuniak Springs, Florida or the surrounding Walton County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in DeFuniak Springs, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in DeFuniak Springs, Florida

DeFuniak Springs, Florida, is strategically located with several major transportation routes facilitating commuting, travel, and trucking. The town is conveniently situated along Interstate 10, a primary east-west corridor connecting Jacksonville to the west of Florida. U.S. Route 90 also runs through DeFuniak Springs, providing an alternative east-west route parallel to I-10, ideal for local travel. In addition, U.S. Route 331 intersects with I-10 near the town, offering a north-south route that connects to the coastal areas in the south, making it essential for regional connectivity. These major highways ensure accessibility and efficient transportation for residents, visitors, and commercial vehicles traveling through the Florida Panhandle.

Nearby Towns We Also Serve

Located near DeFuniak Springs, Florida, we also serve the surrounding communities of Freeport, Crestview, and Niceville. Additionally, our services extend to residents in Paxton, Mossy Head, and Bonifay, ensuring comprehensive coverage for all your needs in the area.

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Whether you're in DeFuniak Springs, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of DeFuniak Springs, Florida

Located in the panhandle of Florida, DeFuniak Springs is a charming town with a rich history and a tight-knit community. Named after Frederick R. DeFuniak, a prominent businessman in the area, the town was established in the late 19th century and has since grown into a vibrant and bustling community.DeFuniak Springs is easily accessible by major roadways such as Interstate 10, which runs east to west and connects the town to neighboring cities like Pensacola and Tallahassee. State Route 83 also passes through DeFuniak Springs, providing easy access for travelers coming from the south.Driving conditions in DeFuniak Springs are generally good, with well-maintained roads and minimal traffic congestion. However, like any other town, there is the occasional issue with aggressive drivers or speeding. The town has a dedicated police force that enforces traffic laws and ensures the safety of its residents and visitors.DUI convictions are taken seriously in DeFuniak Springs, with law enforcement cracking down on drunk driving to protect the community. If convicted of a DUI, drivers may face hefty fines, license suspension, and even jail time. The town encourages responsible driving and urges residents to use designated drivers or taxis if they plan on consuming alcohol.The lifestyle in DeFuniak Springs is laid-back and relaxed, with a strong sense of community and a focus on family values. The town hosts various events and festivals throughout the year, bringing residents together to celebrate their shared heritage and culture.Demographically, DeFuniak Springs is a diverse town with a mix of ages, races, and backgrounds. The population is predominantly white, with a growing Hispanic and African American community. The town welcomes newcomers with open arms, making it a warm and welcoming place to live.Economically, DeFuniak Springs is driven by small businesses, tourism, and agriculture. The town’s historic downtown area is lined with shops, restaurants, and boutiques, attracting visitors from near and far. The agricultural industry also plays a significant role in the town’s economy, with local farmers producing a variety of crops and livestock.In conclusion, DeFuniak Springs is a picturesque town with a lot to offer its residents and visitors. From its quaint downtown area to its strong sense of community, the town is a hidden gem in the panhandle of Florida. Whether you’re looking to settle down or just passing through, DeFuniak Springs is worth a