FR44 Insurance in Cocoa Beach, Florida

Serving Drivers in Brevard County and Across Florida

Getting FR44 insurance in Cocoa Beach, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Cocoa Beach, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Cocoa Beach, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Cocoa Beach, Florida or the surrounding Brevard County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Cocoa Beach, Florida Choose Us

• ✔ Florida’s most trusted resource for FR44 insurance
• ✔ We specialize in Florida FR44 and SR22 policies
• ✔ Instant electronic DMV filing — no delays
• ✔ Affordable monthly payments, even with a DUI
• ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Cocoa Beach, Florida

Cocoa Beach, Florida, is primarily accessed via State Road A1A, a well-known coastal highway that runs parallel to the Atlantic Ocean, offering scenic views and serving as the main thoroughfare through the town. For those traveling from more distant locales, Interstate 95 is the closest major interstate, located approximately 15 miles inland, providing seamless connectivity to other major cities along the Eastern Seaboard. State Road 528, known as the Beachline Expressway, directly links Cocoa Beach with Orlando, facilitating convenient travel to and from the Orlando International Airport and attractions like Walt Disney World. Additionally, U.S. Route 1 runs along the mainland just west of Cocoa Beach, offering another north-south route for drivers within the region. These roadways collectively form the primary network for commuters, travelers, and trucking routes in and around Cocoa Beach, ensuring efficient access to this charming coastal community.

Nearby Towns We Also Serve

In addition to Cocoa Beach, we also serve the nearby communities of Merritt Island, Cape Canaveral, Rockledge, Satellite Beach, and Melbourne. Residents in these areas often travel to and from Cocoa Beach for work, school, and errands, making our services conveniently accessible across the region.

¡Hablamos español!

We have Spanish-speaking agents ready to help.

Whether you're in Cocoa Beach, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

Get your Free Quote Now

CALL NOW: 855-678-6799

Map of Cocoa Beach, Florida

Cocoa Beach, Florida is a charming coastal town located in Brevard County, on Florida’s Space Coast. This picturesque town is known for its beautiful beaches, great surf, and laid-back atmosphere. Cocoa Beach is also famous for being home to the Kennedy Space Center, where NASA launches rockets and conducts space exploration missions.Major roadways in Cocoa Beach include State Road A1A, which runs along the coast and offers stunning ocean views. Other key roadways include Highway 520, a major east-west artery that connects Cocoa Beach to the rest of Brevard County. Navigating Cocoa Beach is relatively easy, with minimal traffic congestion and well-maintained roads.When it comes to driving conditions in Cocoa Beach, residents and visitors alike can expect generally smooth sailing. However, like any other town, accidents do occur from time to time. While DUI convictions are always a risk, law enforcement in Cocoa Beach takes a zero-tolerance approach to drunk driving. Motorists should always exercise caution and never drink and drive while in Cocoa Beach.Traffic enforcement in Cocoa Beach is taken seriously, with police patrolling the streets and enforcing speed limits and other traffic laws. Residents can feel safe knowing that law enforcement is proactive in keeping the streets safe for all road users.The lifestyle in Cocoa Beach is relaxed and laid-back, with residents enjoying a mix of beach activities, outdoor dining, and shopping. The town has a diverse population, with a mix of retirees, families, and young professionals. Demographically, Cocoa Beach skews slightly older than the rest of Florida, with a median age of 44. The town has a population of around 12,000 residents.Economically, Cocoa Beach relies heavily on tourism, with many visitors flocking to the town for its beautiful beaches and outdoor activities. The town also has a strong retail and hospitality sector, with many shops, restaurants, and hotels catering to tourists and residents alike.In conclusion, Cocoa Beach, Florida is a hidden gem on Florida’s Space Coast, offering a mix of beautiful beaches, outdoor activities, and a laid-back lifestyle. With a strong economy, diverse population, and proactive law enforcement, Cocoa Beach is a great place to work, live, and play.