FR44 Insurance in Caryville, Florida

Serving Drivers in Holmes County and Across Florida

Getting FR44 insurance in Caryville, Florida doesn’t have to be complicated or expensive. Our team focuses on helping Florida drivers find affordable, DMV approved coverage — whether you're just starting the process or need to update an existing policy. Many of our clients are searching for the cheapest FR44 options in Caryville, Florida, and we’re here to help you compare, quote, and file fast.

What Is FR44 Insurance and Who Needs It?

Florida law requires FR44 insurance for drivers convicted of a DUI or similar offense. This certificate proves you carry higher liability limits than a standard auto policy. Whether you own a car or not, we offer both non-owner and owner FR44 policies — and we file your certificate directly with the Florida DMV to help reinstate your license quickly.

Florida FR44 insurance laws apply statewide and are specifically designed for drivers convicted of DUI or similar offenses. If you're required to carry an FR44 policy, you must meet much higher liability limits than standard auto insurance. The state minimums for FR44 coverage are $100,000 per person, $300,000 per accident for bodily injury, and $50,000 for property damage.

Whether you live in Caryville, Florida or any other city in Florida, these requirements are the same—and you’ll need to maintain continuous coverage for at least three years. Failing to keep your policy active can result in additional license suspension and reinstatement fees. Understanding these rules is key to getting back on the road legally and affordably after a DUI.

Looking for Florida FR44 Insurance at the lowest price in Caryville, Florida or the surrounding Holmes County area? You’ve come to the right place. At FR44 & SR22 Insurance Experts, we specialize in helping Florida drivers get back on the road quickly and affordably — even after a serious violation.

Monthly Payments Available

Get a free FR44 Insurance quote today — your policy could be ready in under 5 minutes.

With over 15 years of experience and tens of thousands of drivers insured, we’re one of the most successful FR44 insurance agencies in the state. Our founder, Sam Ridgeway — a proud combat war veteran — built this company on trust, transparency, and a commitment to securing the cheapest FR44 insurance with no hassle.

Why Drivers in Caryville, Florida Choose Us

  • ✔ Florida’s most trusted resource for FR44 insurance
  • ✔ We specialize in Florida FR44 and SR22 policies
  • ✔ Instant electronic DMV filing — no delays
  • ✔ Affordable monthly payments, even with a DUI
  • ✔ Fast quotes, no hidden fees, 100% online

We work with all the major insurance carriers that offer FR44 coverage in Florida, including Progressive, Geico, Dairyland, and The General. Our licensed agents compare rates based on your individual situation, so you always get the best policy at the lowest monthly cost.

Major Roadways in Caryville, Florida

Caryville, Florida, is strategically located in the Florida Panhandle and is primarily served by major transportation routes that facilitate commuting, travel, and trucking. The town is accessed by U.S. Route 90, which runs east-west and connects Caryville to nearby cities. Additionally, Interstate 10, a major east-west corridor that spans the southern United States, is situated a short drive to the south, offering efficient access for long-distance travel and freight movement. State Road 277 runs north-south through the area, linking Caryville with other regional communities. These routes make Caryville a convenient stop for drivers and an important juncture in this part of Florida.

Nearby Towns We Also Serve

If you’re in or around Caryville, Florida, you’ll find a range of nearby towns and cities that you might travel to for work, school, or errands. These include Bonifay, a charming community just to the south, and Chipley, a larger town known for its welcoming atmosphere and amenities. To the west, DeFuniak Springs offers a quaint environment with unique attractions, while the small town of Vernon lies to the southeast, providing a friendly and close-knit community. Additionally, Graceville to the east and Marianna further northeast offer further opportunities for shopping, dining, and services within a short drive.

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Whether you're in Caryville, Florida or anywhere in Florida, our process is 100% online — no office visit required. Call us at 855-678-6977. See why drivers across the state trust us for fast, affordable, DMV Approved FR44 insurance in Florida

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Map of Caryville, Florida

Caryville, Florida is a small town located in the panhandle region of the state. With a population of just over 400 residents, Caryville is a close-knit community that values its small-town charm.The town is primarily accessed via State Road 279, which runs through the heart of Caryville. This roadway is a major artery for residents and visitors alike, connecting them to neighboring towns and cities. The road conditions in Caryville are generally good, with well-maintained streets and a low incidence of potholes or other hazards.Despite the relatively low population of Caryville, there have been instances of DUI convictions in the area. The local police department takes a proactive approach to traffic enforcement, with officers regularly patrolling the streets and highways to ensure the safety of residents and visitors. DUI checkpoints are not uncommon in Caryville, as law enforcement officials work to crack down on impaired driving.In terms of lifestyle, Caryville offers a quiet and peaceful setting for its residents. The town has a strong sense of community, with residents often coming together for local events and celebrations. The demographics of Caryville skew towards an older population, with many retirees choosing to settle in the town for its low cost of living and serene surroundings.Economically, Caryville is a small town with limited commercial opportunities. Most residents work in nearby cities or towns, commuting to their jobs each day. The town’s economy is primarily driven by agriculture, with many residents working in farming or related industries.In conclusion, Caryville, Florida is a hidden gem in the panhandle region. With its quaint charm, friendly residents, and picturesque surroundings, it offers a peaceful retreat from the hustle and bustle of nearby cities. While the town may be small, it has a lot to offer for those looking for a slower pace of life.

Clerk of the Court Office for Caryville, Florida

Caryville | Holmes County | Florida

Holmes Clerk of the Court
224 N. Waukesha St
Bonifay, Fl 32425
Telephone Number: 850-547-1115

DUI SCHOOL AND DUI PROGRAMS (BY COUNTY)

Caryville | Holmes County | Florida

14th Judicial Circuit DUI Program – Bay
2230 East Avenue
Florida 32405
Telephone Number: 850-872-7730
Website address: http://www.pcdui.com/

Bureau of Administrative Reviews (by County)

Caryville | Holmes County | Florida

Holmes Bureau of Administrative Reviews
100 Stumpfield Road
Pensacola, Fl 32503
Telephone Number: 850-494-5728

Drivers License Service Centers for Caryville, Florida

Caryville | Holmes County | Florida

Holmes Driver License Office
224 N. Waukesha St
Bonifay, Fl 32425
Telephone Number: 850-547-1115

Florida Highway Patrol Stations

Caryville | Holmes County | Florida

Florida Highway Patrol Panama City
6300 County Road 2321
Panama City Fl 32404
Telephone Number: 850-484-5000

Interlock Device Florida

Contracted Provider Contact Information Approved Devices
Florida Interlock, Inc./Draeger 813-513-0000
Website
Model #: Draeger Interlock 7000
Smart Start 800-880-3394
Website
Model #SSI 2030
Guardian Interlock 800-499-0994
Website
Model #: AMS 2000
ALCOLOCK 866-837-8646
Website
Model #: Alcolock LR
INTOXALOCK 844-612-3952
Website
Model #: Model #: 1001A

FAQ for Caryville, Florida FR44 Insurance

Question:

What is FR44 insurance and why might I need it in Caryville, Florida?

Answer:

FR44 insurance in Caryville, Florida, serves as proof of financial responsibility specifically for drivers who have been convicted of certain alcohol-related offenses. It requires higher liability limits than standard insurance. If you face this requirement, it’s essential to comply to legally operate a vehicle in Florida. FR44 & SR22 Experts can help you understand if you need such coverage and how to obtain it.


Question:

How does FR44 insurance differ from regular car insurance in Caryville, Florida?

Answer:

FR44 insurance in Caryville, Florida, differs from standard car insurance mainly due to the higher liability limits required. These are put in place to ensure that drivers, particularly those with a history of DUI convictions, have adequate coverage. FR44 & SR22 Experts can provide guidance on the specific coverage requirements to ensure you remain compliant with state laws.


Question:

Can FR44 & SR22 Experts assist with filing an FR44 certificate in Caryville, Florida?

Answer:

Yes, FR44 & SR22 Experts can assist drivers in Caryville, Florida, with the process of filing an FR44 certificate. They have experience with the specific requirements and timelines involved, making it easier for you to meet legal obligations and maintain your driving privileges without unnecessary complications.


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