FR44 Insurance Sunrise FL 2026 | Same-Day DHSMV Filing
Need FR44 insurance in Sunrise, Florida? Sunrise is a major Broward County city (pop. 95,000+) home to Sawgrass Mills and Amerant Bank Arena. Same-day FR44 with DHSMV e-filing available from top carriers.
FR44 Insurance Sunrise FL — Key Facts
- County: Broward
- FR44 limits: 100/300/50
- DHSMV e-filing: Same-day
- Filing period: 3 years continuous
- Est. rate: $90-$167/month
Best FR44 Carriers in Sunrise FL
- Progressive — lowest rates, same-day e-filing, AM Best A+
- Dairyland — accepts second DUI, complex risk
- National General — fast online bind, same-day filing
- Bristol West — competitive for higher-risk profiles
FR44 Rates in Sunrise, Broward County
- First DUI, clean record: $90-$130/month
- First DUI, prior violations: $130-$167/month
- Second offense DUI: $167-$245+/month
- Non-owner FR44: $65-$99/month
Full comparison: Best FR44 Insurance Companies Florida 2026
Frequently Asked Questions
How much is FR44 in Sunrise FL?
$90-$167/month for first-offense DUI in Broward County. Progressive is typically most competitive. Compare 3+ carriers.
Can I get same-day FR44 in Sunrise FL?
Yes. Progressive, Dairyland, and National General offer same-day DHSMV e-filing. License reinstated same business day.
How long does FR44 last in Florida?
3 years of continuous filing from the date of reinstatement. Any lapse resets the requirement and DHSMV suspends your license.
What if I only need FR44 temporarily in Sunrise FL?
FR44 is required for exactly 3 years from reinstatement — there’s no early release. However, once 3 years pass with no lapse, FR44 is no longer required and you can downgrade to standard auto insurance.