FR44 Insurance Sunrise FL 2026 | Same-Day DHSMV Filing

Need FR44 insurance in Sunrise, Florida? Sunrise is a major Broward County city (pop. 95,000+) home to Sawgrass Mills and Amerant Bank Arena. Same-day FR44 with DHSMV e-filing available from top carriers.

FR44 Insurance Sunrise FL — Key Facts

  • County: Broward
  • FR44 limits: 100/300/50
  • DHSMV e-filing: Same-day
  • Filing period: 3 years continuous
  • Est. rate: $90-$167/month

Best FR44 Carriers in Sunrise FL

  • Progressive — lowest rates, same-day e-filing, AM Best A+
  • Dairyland — accepts second DUI, complex risk
  • National General — fast online bind, same-day filing
  • Bristol West — competitive for higher-risk profiles

FR44 Rates in Sunrise, Broward County

  • First DUI, clean record: $90-$130/month
  • First DUI, prior violations: $130-$167/month
  • Second offense DUI: $167-$245+/month
  • Non-owner FR44: $65-$99/month

Full comparison: Best FR44 Insurance Companies Florida 2026

Frequently Asked Questions

How much is FR44 in Sunrise FL?
$90-$167/month for first-offense DUI in Broward County. Progressive is typically most competitive. Compare 3+ carriers.

Can I get same-day FR44 in Sunrise FL?
Yes. Progressive, Dairyland, and National General offer same-day DHSMV e-filing. License reinstated same business day.

How long does FR44 last in Florida?
3 years of continuous filing from the date of reinstatement. Any lapse resets the requirement and DHSMV suspends your license.

What if I only need FR44 temporarily in Sunrise FL?
FR44 is required for exactly 3 years from reinstatement — there’s no early release. However, once 3 years pass with no lapse, FR44 is no longer required and you can downgrade to standard auto insurance.